BAC vs GF: Which Is the Better Dividend Stock?
As of Oct 22, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. GF offers the higher yield at 2.72%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: BAC vs GF
Data as of · Source: SmarterDividends data
- As of Oct 22, 2026, The New Germany Fund, Inc. (GF) has the higher forward dividend yield at 2.72%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 22, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and GF's C (61/100).
- By SmarterDividends' count as of Oct 22, 2026, BAC has raised its dividend for 12 consecutive years and GF for 2.
- As of Oct 22, 2026, BAC pays out 26% of its earnings as dividends and GF pays out 4%.
- As of Oct 22, 2026, BAC's fair-value estimate is 25% above its share price and GF's fair-value estimate is 56% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs GF: Dividend Yield, Safety & Value Compared," updated Oct 22, 2026, https://smarterdividends.com/compare/bac-vs-gf
| Metric | BAC | GF |
|---|---|---|
| Forward yield | 2.52% | 2.72% |
| Annual dividend | $1.28 | $0.28 |
| Payout ratio | 26% | 4% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | -26.2% |
| 5-yr total return | 15% | -44% |
| Dividend safety score | 87 (A) | 61 (C) |
| Fair value estimate | $63.43 | $4.60 |
| Upside to fair value | +25% | -56% |
| Frequency | quarterly | semiannual |
| Market cap | $355.1B | $170.3M |
| P/E ratio | 12.1 | — |
Higher yield
GF
2.72%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+25% upside
BAC vs GF — FAQ
Is BAC or GF a better dividend stock?
On the data, BAC wins more head-to-head categories (6 vs 2). GF offers the higher yield (2.72%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or GF?
GF has the higher forward dividend yield at 2.72%, versus 2.52% for BAC.
Is BAC or GF safer?
BAC has the higher dividend-safety score (87/100 vs 61/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or GF better value right now?
As of Oct 22, 2026, BAC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For GF, its fair-value estimate is 56% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.