SmarterDividends

GF vs MA: Which Is the Better Dividend Stock?

As of Oct 22, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. GF offers the higher yield at 2.72%, MA has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 24% below its share price).

Key facts: GF vs MA

Data as of · Source: SmarterDividends data

  • As of Oct 22, 2026, The New Germany Fund, Inc. (GF) has the higher forward dividend yield at 2.72%, versus 0.56% for Mastercard Incorporated (MA).
  • As of Oct 22, 2026, SmarterDividends grades GF's dividend safety C (61/100) and MA's A (89/100).
  • By SmarterDividends' count as of Oct 22, 2026, GF has raised its dividend for 2 consecutive years and MA for 14.
  • As of Oct 22, 2026, GF pays out 4% of its earnings as dividends and MA pays out 18%.
  • As of Oct 22, 2026, GF's fair-value estimate is 56% below its share price and MA's fair-value estimate is 24% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "GF vs MA: Dividend Yield, Safety & Value Compared," updated Oct 22, 2026, https://smarterdividends.com/compare/gf-vs-ma

MetricGFMA
Forward yield2.72%0.56%
Annual dividend$0.28$3.48
Payout ratio4%18%
Years of growth2 yr14 yr
5-yr dividend growth-26.2%13.7%
5-yr total return-44%96%
Dividend safety score61 (C)89 (A)
Fair value estimate$4.60$474.95
Upside to fair value-56%-24%
Frequencysemiannualquarterly
Market cap$170.3M$545.4B
P/E ratio—34.2

Higher yield

GF

2.72%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

-24% upside

GF vs MA — FAQ

Is GF or MA a better dividend stock?

On the data, MA wins more head-to-head categories (6 vs 2). GF offers the higher yield (2.72%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, GF or MA?

GF has the higher forward dividend yield at 2.72%, versus 0.56% for MA.

Is GF or MA safer?

MA has the higher dividend-safety score (89/100 vs 61/100), reflecting stronger payout coverage and dividend-growth history.

Is GF or MA better value right now?

As of Oct 22, 2026, MA looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For GF, its fair-value estimate is 56% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.