BAC vs HOMB: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HOMB (Home BancShares, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HOMB offers the higher yield at 2.95%, HOMB has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs HOMB
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Home BancShares, Inc. (HOMB) has the higher forward dividend yield at 2.95%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and HOMB's A (95/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and HOMB for 15.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and HOMB pays out 34%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and HOMB's fair-value estimate is 23% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs HOMB: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-homb
| Metric | BAC | HOMB |
|---|---|---|
| Forward yield | 2.50% | 2.95% |
| Annual dividend | $1.28 | $0.86 |
| Payout ratio | 26% | 34% |
| Years of growth | 12 yr | 15 yr |
| 5-yr dividend growth | 8.4% | 8.7% |
| 5-yr total return | 15% | 22% |
| Dividend safety score | 87 (A) | 95 (A) |
| Fair value estimate | $63.43 | $35.86 |
| Upside to fair value | +24% | +23% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $5.8B |
| P/E ratio | 12.2 | 12.0 |
Higher yield
HOMB
2.95%
Safer dividend
HOMB
Grade A
Faster growth
HOMB
8.7%
Better value
BAC
+24% upside
BAC vs HOMB — FAQ
Is BAC or HOMB a better dividend stock?
On the data, HOMB wins more head-to-head categories (5 vs 3). HOMB offers the higher yield (2.95%), while HOMB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or HOMB?
HOMB has the higher forward dividend yield at 2.95%, versus 2.50% for BAC.
Is BAC or HOMB safer?
HOMB has the higher dividend-safety score (95/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or HOMB better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For HOMB, its fair-value estimate is 23% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.