SmarterDividends

BAC vs HOMB: Which Is the Better Dividend Stock?

As of August 2026, BAC and HOMB are closely matched. HOMB offers the higher yield at 2.84%, HOMB has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).

MetricBACHOMB
Forward yield2.07%2.84%
Annual dividend$1.28$0.86
Payout ratio26%34%
Years of growth12 yr15 yr
5-yr dividend growth8.4%8.7%
5-yr total return45%29%
Dividend safety score83 (A)95 (A)
Fair value estimate$77.08$32.95
Upside to fair value+25%+9%
Frequencyquarterlyquarterly
Market cap$435.9B$6.0B
P/E ratio14.212.5

Higher yield

HOMB

2.84%

Safer dividend

HOMB

Grade A

Faster growth

HOMB

8.7%

Better value

BAC

+25% upside

BAC vs HOMB — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.