SmarterDividends

HOMB vs MA: Which Is the Better Dividend Stock?

As of Oct 18, 2026, HOMB and MA are closely matched. HOMB offers the higher yield at 2.95%, HOMB has the higher dividend-safety score, and HOMB looks like the better value (its fair-value estimate is 23% above its share price).

Key facts: HOMB vs MA

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Home BancShares, Inc. (HOMB) has the higher forward dividend yield at 2.95%, versus 0.56% for Mastercard Incorporated (MA).
  • As of Oct 18, 2026, SmarterDividends grades HOMB's dividend safety A (95/100) and MA's A (89/100).
  • By SmarterDividends' count as of Oct 18, 2026, HOMB has raised its dividend for 15 consecutive years and MA for 14.
  • As of Oct 18, 2026, HOMB pays out 34% of its earnings as dividends and MA pays out 18%.
  • As of Oct 18, 2026, HOMB's fair-value estimate is 23% above its share price and MA's fair-value estimate is 23% below its share price, so HOMB looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "HOMB vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/homb-vs-ma

MetricHOMBMA
Forward yield2.95%0.56%
Annual dividend$0.86$3.48
Payout ratio34%18%
Years of growth15 yr14 yr
5-yr dividend growth8.7%13.7%
5-yr total return22%96%
Dividend safety score95 (A)89 (A)
Fair value estimate$35.86$474.95
Upside to fair value+23%-23%
Frequencyquarterlyquarterly
Market cap$5.8B$540.9B
P/E ratio12.034.0

Higher yield

HOMB

2.95%

Safer dividend

HOMB

Grade A

Faster growth

MA

13.7%

Better value

HOMB

+23% upside

HOMB vs MA — FAQ

Is HOMB or MA a better dividend stock?

HOMB and MA are closely matched. HOMB has the higher yield; HOMB scores better on safety.

Which has a higher dividend yield, HOMB or MA?

HOMB has the higher forward dividend yield at 2.95%, versus 0.56% for MA.

Is HOMB or MA safer?

HOMB has the higher dividend-safety score (95/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.

Is HOMB or MA better value right now?

As of Oct 18, 2026, HOMB looks like the better value: its fair-value estimate is 23% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.