SmarterDividends

BAC vs HYI: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. HYI offers the higher yield at 11.45%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACHYI
Forward yield2.29%11.45%
Annual dividend$1.28$1.14
Payout ratio26%130%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.0%
5-yr total return21%-37%
Dividend safety score86 (A)65 (C)
Fair value estimate$91.91$11.53
Upside to fair value+59%+14%
Frequencyquarterlymonthly
Market cap$390.9B$126.1M
P/E ratio12.911.2

Higher yield

HYI

11.45%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs HYI — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.