SmarterDividends

HYI vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HYI offers the higher yield at 11.45%, MA has the higher dividend-safety score, and HYI trades at the larger discount to fair value (+14%).

MetricHYIMA
Forward yield11.45%0.62%
Annual dividend$1.14$3.48
Payout ratio130%18%
Years of growth0 yr14 yr
5-yr dividend growth0.0%13.7%
5-yr total return-37%68%
Dividend safety score65 (C)88 (A)
Fair value estimate$11.53$574.22
Upside to fair value+14%+2%
Frequencymonthlyquarterly
Market cap$126.1M$491.5B
P/E ratio11.230.9

Higher yield

HYI

11.45%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

HYI

+14% upside

HYI vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.