BAC vs JLS: Which Is the Better Dividend Stock?
As of Nov 13, 2026, BAC and JLS are closely matched. JLS offers the higher yield at 11.34%, BAC has the higher dividend-safety score, and JLS looks like the better value (its fair-value estimate is 122% above its share price).
Key facts: BAC vs JLS
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Nuveen Mortgage and Income Fund (JLS) has the higher forward dividend yield at 11.34%, versus 2.53% for Bank of America Corporation (BAC).
- As of Nov 13, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and JLS's C (58/100).
- By SmarterDividends' count as of Nov 13, 2026, BAC has raised its dividend for 12 consecutive years and JLS for 5.
- As of Nov 13, 2026, BAC pays out 28% of its earnings as dividends and JLS pays out 168%.
- As of Nov 13, 2026, BAC's fair-value estimate is 26% above its share price and JLS's fair-value estimate is 122% above its share price, so JLS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs JLS: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/bac-vs-jls
| Metric | BAC | JLS |
|---|---|---|
| Forward yield | 2.53% | 11.34% |
| Annual dividend | $1.28 | $1.84 |
| Payout ratio | 28% | 168% |
| Years of growth | 12 yr | 5 yr |
| 5-yr dividend growth | 8.4% | 15.5% |
| 5-yr total return | 11% | -22% |
| Dividend safety score | 85 (A) | 58 (C) |
| Fair value estimate | $63.64 | $36.05 |
| Upside to fair value | +26% | +122% |
| Frequency | quarterly | monthly |
| Market cap | $348.5B | $89.0M |
| P/E ratio | 12.1 | 14.6 |
Higher yield
JLS
11.34%
Safer dividend
BAC
Grade A
Faster growth
JLS
15.5%
Better value
JLS
+122% upside
BAC vs JLS — FAQ
Is BAC or JLS a better dividend stock?
BAC and JLS are closely matched. JLS has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or JLS?
JLS has the higher forward dividend yield at 11.34%, versus 2.53% for BAC.
Is BAC or JLS safer?
BAC has the higher dividend-safety score (85/100 vs 58/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or JLS better value right now?
As of Nov 13, 2026, JLS looks like the better value: its fair-value estimate is 122% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.