HBCYF vs JLS: Which Is the Better Dividend Stock?
As of Nov 13, 2026, JLS (Nuveen Mortgage and Income Fund) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. JLS offers the higher yield at 11.34%, HBCYF has the higher dividend-safety score, and JLS looks like the better value (its fair-value estimate is 122% above its share price).
Key facts: HBCYF vs JLS
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Nuveen Mortgage and Income Fund (JLS) has the higher forward dividend yield at 11.34%, versus 2.24% for HSBC Holdings plc (HBCYF).
- As of Nov 13, 2026, SmarterDividends grades HBCYF's dividend safety C (65/100) and JLS's C (58/100).
- By SmarterDividends' count as of Nov 13, 2026, HBCYF has raised its dividend for 0 consecutive years and JLS for 5.
- As of Nov 13, 2026, HBCYF pays out 54% of its earnings as dividends and JLS pays out 168%.
- As of Nov 13, 2026, HBCYF's fair-value estimate is 37% above its share price and JLS's fair-value estimate is 122% above its share price, so JLS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs JLS: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/hbcyf-vs-jls
| Metric | HBCYF | JLS |
|---|---|---|
| Forward yield | 2.24% | 11.34% |
| Annual dividend | $0.40 | $1.84 |
| Payout ratio | 54% | 168% |
| Years of growth | 0 yr | 5 yr |
| 5-yr dividend growth | — | 15.5% |
| 5-yr total return | 221% | -23% |
| Dividend safety score | 65 (C) | 58 (C) |
| Fair value estimate | $24.43 | $36.05 |
| Upside to fair value | +37% | +122% |
| Frequency | quarterly | monthly |
| Market cap | $305.3B | $89.0M |
| P/E ratio | 11.8 | 14.6 |
Higher yield
JLS
11.34%
Safer dividend
HBCYF
Grade C
Faster growth
JLS
15.5%
Better value
JLS
+122% upside
HBCYF vs JLS — FAQ
Is HBCYF or JLS a better dividend stock?
On the data, JLS wins more head-to-head categories (4 vs 3). JLS offers the higher yield (11.34%), while HBCYF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or JLS?
JLS has the higher forward dividend yield at 11.34%, versus 2.24% for HBCYF.
Is HBCYF or JLS safer?
HBCYF has the higher dividend-safety score (65/100 vs 58/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or JLS better value right now?
As of Nov 13, 2026, JLS looks like the better value: its fair-value estimate is 122% above its share price (undervalued). For HBCYF, its fair-value estimate is 37% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.