BAC vs JOF: Which Is the Better Dividend Stock?
As of September 2026, BAC and JOF are closely matched. JOF offers the higher yield at 9.28%, BAC has the higher dividend-safety score, and JOF trades at the larger discount to fair value (+139%).
| Metric | BAC | JOF |
|---|---|---|
| Forward yield | 2.29% | 9.28% |
| Annual dividend | $1.28 | $1.15 |
| Payout ratio | 26% | 16% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -23.7% |
| 5-yr total return | 21% | 40% |
| Dividend safety score | 86 (A) | 58 (C) |
| Fair value estimate | $91.91 | $29.56 |
| Upside to fair value | +59% | +139% |
| Frequency | quarterly | monthly |
| Market cap | $390.9B | $351.1M |
| P/E ratio | 12.9 | 2.4 |
Higher yield
JOF
9.28%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
JOF
+139% upside
BAC vs JOF — FAQ
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