SmarterDividends

JOF vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JOF offers the higher yield at 9.28%, MA has the higher dividend-safety score, and JOF trades at the larger discount to fair value (+139%).

MetricJOFMA
Forward yield9.28%0.62%
Annual dividend$1.15$3.48
Payout ratio16%18%
Years of growth0 yr14 yr
5-yr dividend growth-23.7%13.7%
5-yr total return40%68%
Dividend safety score58 (C)88 (A)
Fair value estimate$29.56$574.22
Upside to fair value+139%+2%
Frequencymonthlyquarterly
Market cap$351.1M$491.5B
P/E ratio2.430.9

Higher yield

JOF

9.28%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

JOF

+139% upside

JOF vs MA — FAQ

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