BAC vs MSIF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, MSIF (MSC Income Fund, Inc.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. MSIF offers the higher yield at 10.53%, BAC has the higher dividend-safety score, and MSIF looks like the better value (its fair-value estimate is 32% above its share price).
Key facts: BAC vs MSIF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, MSC Income Fund, Inc. (MSIF) has the higher forward dividend yield at 10.53%, versus 2.59% for Bank of America Corporation (BAC).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and MSIF for 0.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and MSIF pays out 60%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and MSIF's fair-value estimate is 32% above its share price, so MSIF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs MSIF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-msif
| Metric | BAC | MSIF |
|---|---|---|
| Forward yield | 2.59% | 10.53% |
| Annual dividend | $1.28 | $1.32 |
| Payout ratio | 28% | 60% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 11% | — |
| Dividend safety score | 85 (A) | — |
| Fair value estimate | $63.64 | $16.60 |
| Upside to fair value | +29% | +32% |
| Frequency | quarterly | monthly |
| Market cap | $341.0B | $568.2M |
| P/E ratio | 11.8 | 6.4 |
Higher yield
MSIF
10.53%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
MSIF
+32% upside
BAC vs MSIF — FAQ
Is BAC or MSIF a better dividend stock?
On the data, MSIF wins more head-to-head categories (3 vs 2). MSIF offers the higher yield (10.53%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or MSIF?
MSIF has the higher forward dividend yield at 10.53%, versus 2.59% for BAC.
Is BAC or MSIF safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or MSIF better value right now?
As of Nov 8, 2026, MSIF looks like the better value: its fair-value estimate is 32% above its share price (undervalued). For BAC, its fair-value estimate is 29% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.