MA vs MSIF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. MSIF offers the higher yield at 10.53%, MA has the higher dividend-safety score, and MSIF looks like the better value (its fair-value estimate is 32% above its share price).
Key facts: MA vs MSIF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, MSC Income Fund, Inc. (MSIF) has the higher forward dividend yield at 10.53%, versus 0.53% for Mastercard Incorporated (MA).
- By SmarterDividends' count as of Nov 8, 2026, MA has raised its dividend for 14 consecutive years and MSIF for 0.
- As of Nov 8, 2026, MA pays out 18% of its earnings as dividends and MSIF pays out 60%.
- As of Nov 8, 2026, MA's fair-value estimate is 24% below its share price and MSIF's fair-value estimate is 32% above its share price, so MSIF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs MSIF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/ma-vs-msif
| Metric | MA | MSIF |
|---|---|---|
| Forward yield | 0.53% | 10.53% |
| Annual dividend | $3.48 | $1.32 |
| Payout ratio | 18% | 60% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 107% | — |
| Dividend safety score | 89 (A) | — |
| Fair value estimate | $499.25 | $16.60 |
| Upside to fair value | -24% | +32% |
| Frequency | quarterly | monthly |
| Market cap | $568.6B | $568.2M |
| P/E ratio | 34.2 | 6.4 |
Higher yield
MSIF
10.53%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MSIF
+32% upside
MA vs MSIF — FAQ
Is MA or MSIF a better dividend stock?
On the data, MA wins more head-to-head categories (3 vs 2). MSIF offers the higher yield (10.53%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or MSIF?
MSIF has the higher forward dividend yield at 10.53%, versus 0.53% for MA.
Is MA or MSIF safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is MA or MSIF better value right now?
As of Nov 8, 2026, MSIF looks like the better value: its fair-value estimate is 32% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.