BAC vs NRIM: Which Is the Better Dividend Stock?
As of Oct 29, 2026, NRIM (Northrim BanCorp, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. NRIM offers the higher yield at 2.74%, NRIM has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: BAC vs NRIM
Data as of · Source: SmarterDividends data
- As of Oct 29, 2026, Northrim BanCorp, Inc. (NRIM) has the higher forward dividend yield at 2.74%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 29, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and NRIM's A (90/100).
- By SmarterDividends' count as of Oct 29, 2026, BAC has raised its dividend for 12 consecutive years and NRIM for 16.
- As of Oct 29, 2026, BAC pays out 26% of its earnings as dividends and NRIM pays out 21%.
- As of Oct 29, 2026, BAC's fair-value estimate is 25% above its share price and NRIM's fair-value estimate is 34% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs NRIM: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/bac-vs-nrim
| Metric | BAC | NRIM |
|---|---|---|
| Forward yield | 2.53% | 2.74% |
| Annual dividend | $1.28 | $0.65 |
| Payout ratio | 26% | 21% |
| Years of growth | 12 yr | 16 yr |
| 5-yr dividend growth | 8.4% | 13.2% |
| 5-yr total return | 14% | 135% |
| Dividend safety score | 87 (A) | 90 (A) |
| Fair value estimate | $63.43 | $15.87 |
| Upside to fair value | +25% | -34% |
| Frequency | quarterly | quarterly |
| Market cap | $352.0B | $533.4M |
| P/E ratio | 12.1 | 9.7 |
Higher yield
NRIM
2.74%
Safer dividend
NRIM
Grade A
Faster growth
NRIM
13.2%
Better value
BAC
+25% upside
BAC vs NRIM — FAQ
Is BAC or NRIM a better dividend stock?
On the data, NRIM wins more head-to-head categories (6 vs 2). NRIM offers the higher yield (2.74%), while NRIM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or NRIM?
NRIM has the higher forward dividend yield at 2.74%, versus 2.53% for BAC.
Is BAC or NRIM safer?
NRIM has the higher dividend-safety score (90/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or NRIM better value right now?
As of Oct 29, 2026, BAC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For NRIM, its fair-value estimate is 34% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.
