MA vs NRIM: Which Is the Better Dividend Stock?
As of Oct 29, 2026, MA and NRIM are closely matched. NRIM offers the higher yield at 2.74%, NRIM has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 21% below its share price).
Key facts: MA vs NRIM
Data as of · Source: SmarterDividends data
- As of Oct 29, 2026, Northrim BanCorp, Inc. (NRIM) has the higher forward dividend yield at 2.74%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 29, 2026, SmarterDividends grades MA's dividend safety A (89/100) and NRIM's A (90/100).
- By SmarterDividends' count as of Oct 29, 2026, MA has raised its dividend for 14 consecutive years and NRIM for 16.
- As of Oct 29, 2026, MA pays out 18% of its earnings as dividends and NRIM pays out 21%.
- As of Oct 29, 2026, MA's fair-value estimate is 21% below its share price and NRIM's fair-value estimate is 34% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs NRIM: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/ma-vs-nrim
| Metric | MA | NRIM |
|---|---|---|
| Forward yield | 0.57% | 2.74% |
| Annual dividend | $3.48 | $0.65 |
| Payout ratio | 18% | 21% |
| Years of growth | 14 yr | 16 yr |
| 5-yr dividend growth | 13.7% | 13.2% |
| 5-yr total return | 98% | 135% |
| Dividend safety score | 89 (A) | 90 (A) |
| Fair value estimate | $483.05 | $15.87 |
| Upside to fair value | -21% | -34% |
| Frequency | quarterly | quarterly |
| Market cap | $534.6B | $533.4M |
| P/E ratio | 33.6 | 9.7 |
Higher yield
NRIM
2.74%
Safer dividend
NRIM
Grade A
Faster growth
MA
13.7%
Better value
MA
-21% upside
MA vs NRIM — FAQ
Is MA or NRIM a better dividend stock?
MA and NRIM are closely matched. NRIM has the higher yield; NRIM scores better on safety.
Which has a higher dividend yield, MA or NRIM?
NRIM has the higher forward dividend yield at 2.74%, versus 0.57% for MA.
Is MA or NRIM safer?
NRIM has the higher dividend-safety score (90/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or NRIM better value right now?
As of Oct 29, 2026, MA looks like the better value: its fair-value estimate is 21% below its share price (overvalued). For NRIM, its fair-value estimate is 34% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.