BAC vs OXLCO: Which Is the Better Dividend Stock?
As of Nov 5, 2026, BAC and OXLCO are closely matched. OXLCO offers the higher yield at 6.30%, BAC has the higher dividend-safety score, and OXLCO looks like the better value (its fair-value estimate is 42% above its share price).
Key facts: BAC vs OXLCO
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Oxford Lane Capital Corp. (OXLCO) has the higher forward dividend yield at 6.30%, versus 2.48% for Bank of America Corporation (BAC).
- As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and OXLCO's B (76/100).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and OXLCO for 0.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and OXLCO's fair-value estimate is 42% above its share price, so OXLCO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs OXLCO: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-oxlco
| Metric | BAC | OXLCO |
|---|---|---|
| Forward yield | 2.48% | 6.30% |
| Annual dividend | $1.28 | $1.50 |
| Payout ratio | 28% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 12% | -5% |
| Dividend safety score | 87 (A) | 76 (B) |
| Fair value estimate | $63.43 | $33.82 |
| Upside to fair value | +25% | +42% |
| Frequency | quarterly | monthly |
| Market cap | $349.9B | — |
| P/E ratio | 12.1 | 27.3 |
Higher yield
OXLCO
6.30%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
OXLCO
+42% upside
BAC vs OXLCO — FAQ
Is BAC or OXLCO a better dividend stock?
BAC and OXLCO are closely matched. OXLCO has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or OXLCO?
OXLCO has the higher forward dividend yield at 6.30%, versus 2.48% for BAC.
Is BAC or OXLCO safer?
BAC has the higher dividend-safety score (87/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or OXLCO better value right now?
As of Nov 5, 2026, OXLCO looks like the better value: its fair-value estimate is 42% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.