HSBC vs OXLCO: Which Is the Better Dividend Stock?
As of Nov 5, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. OXLCO offers the higher yield at 6.30%, OXLCO has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 65% above its share price).
Key facts: HSBC vs OXLCO
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Oxford Lane Capital Corp. (OXLCO) has the higher forward dividend yield at 6.30%, versus 2.24% for HSBC Holdings plc (HSBC).
- As of Nov 5, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and OXLCO's B (76/100).
- As of Nov 5, 2026, HSBC's fair-value estimate is 65% above its share price and OXLCO's fair-value estimate is 42% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs OXLCO: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/hsbc-vs-oxlco
| Metric | HSBC | OXLCO |
|---|---|---|
| Forward yield | 2.24% | 6.30% |
| Annual dividend | $2.00 | $1.50 |
| Payout ratio | 54% | — |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 209% | -5% |
| Dividend safety score | 68 (B) | 76 (B) |
| Fair value estimate | $145.65 | $33.82 |
| Upside to fair value | +65% | +42% |
| Frequency | quarterly | monthly |
| Market cap | $301.5B | — |
| P/E ratio | 11.5 | 27.3 |
Higher yield
OXLCO
6.30%
Safer dividend
OXLCO
Grade B
Faster growth
HSBC
-13.8%
Better value
HSBC
+65% upside
HSBC vs OXLCO — FAQ
Is HSBC or OXLCO a better dividend stock?
On the data, HSBC wins more head-to-head categories (3 vs 2). OXLCO offers the higher yield (6.30%), while OXLCO has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or OXLCO?
OXLCO has the higher forward dividend yield at 6.30%, versus 2.24% for HSBC.
Is HSBC or OXLCO safer?
OXLCO has the higher dividend-safety score (76/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or OXLCO better value right now?
As of Nov 5, 2026, HSBC looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For OXLCO, its fair-value estimate is 42% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.