BY vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BY and HSBC are closely matched. HSBC offers the higher yield at 3.97%, BY has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: BY vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 1.50% for Byline Bancorp, Inc. (BY).
- As of Oct 18, 2026, SmarterDividends grades BY's dividend safety A (82/100) and HSBC's B (72/100).
- As of Oct 18, 2026, BY pays out 13% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, BY's fair-value estimate is 29% above its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BY vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/by-vs-hsbc
| Metric | BY | HSBC |
|---|---|---|
| Forward yield | 1.50% | 3.97% |
| Annual dividend | $0.56 | $3.75 |
| Payout ratio | 13% | 54% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 27.2% | -13.8% |
| 5-yr total return | 44% | 242% |
| Dividend safety score | 82 (A) | 72 (B) |
| Fair value estimate | $48.19 | $135.99 |
| Upside to fair value | +29% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $1.7B | $323.4B |
| P/E ratio | 11.2 | 13.5 |
Higher yield
HSBC
3.97%
Safer dividend
BY
Grade A
Faster growth
BY
27.2%
Better value
HSBC
+44% upside
BY vs HSBC — FAQ
Is BY or HSBC a better dividend stock?
BY and HSBC are closely matched. HSBC has the higher yield; BY scores better on safety.
Which has a higher dividend yield, BY or HSBC?
HSBC has the higher forward dividend yield at 3.97%, versus 1.50% for BY.
Is BY or HSBC safer?
BY has the higher dividend-safety score (82/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is BY or HSBC better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For BY, its fair-value estimate is 29% above its share price.
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