FUSB vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FUSB offers the higher yield at 1.70%, MA has the higher dividend-safety score, and FUSB looks like the better value (its fair-value estimate is 3% above its share price).
Key facts: FUSB vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First US Bancshares, Inc. (FUSB) has the higher forward dividend yield at 1.70%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades FUSB's dividend safety A (80/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, FUSB has raised its dividend for 3 consecutive years and MA for 14.
- As of Oct 18, 2026, FUSB pays out 21% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, FUSB's fair-value estimate is 3% above its share price and MA's fair-value estimate is 23% below its share price, so FUSB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FUSB vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/fusb-vs-ma
| Metric | FUSB | MA |
|---|---|---|
| Forward yield | 1.70% | 0.56% |
| Annual dividend | $0.28 | $3.48 |
| Payout ratio | 21% | 18% |
| Years of growth | 3 yr | 14 yr |
| 5-yr dividend growth | 18.5% | 13.7% |
| 5-yr total return | 44% | 96% |
| Dividend safety score | 80 (A) | 89 (A) |
| Fair value estimate | $16.98 | $474.95 |
| Upside to fair value | +3% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $90.7M | $540.9B |
| P/E ratio | 12.5 | 34.0 |
Higher yield
FUSB
1.70%
Safer dividend
MA
Grade A
Faster growth
FUSB
18.5%
Better value
FUSB
+3% upside
FUSB vs MA — FAQ
Is FUSB or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). FUSB offers the higher yield (1.70%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FUSB or MA?
FUSB has the higher forward dividend yield at 1.70%, versus 0.56% for MA.
Is FUSB or MA safer?
MA has the higher dividend-safety score (89/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is FUSB or MA better value right now?
As of Oct 18, 2026, FUSB looks like the better value: its fair-value estimate is 3% above its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.