HSBC vs HTGC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and HTGC are closely matched. HTGC offers the higher yield at 11.48%, HSBC has the higher dividend-safety score, and HTGC looks like the better value (its fair-value estimate is 45% above its share price).
Key facts: HSBC vs HTGC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Hercules Capital, Inc. (HTGC) has the higher forward dividend yield at 11.48%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and HTGC's D (48/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and HTGC pays out 94%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and HTGC's fair-value estimate is 45% above its share price, so HTGC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs HTGC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-htgc
| Metric | HSBC | HTGC |
|---|---|---|
| Forward yield | 3.97% | 11.48% |
| Annual dividend | $3.75 | $1.88 |
| Payout ratio | 54% | 94% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 6.4% |
| 5-yr total return | 242% | -0% |
| Dividend safety score | 72 (B) | 48 (D) |
| Fair value estimate | $135.99 | $23.77 |
| Upside to fair value | +44% | +45% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $3.1B |
| P/E ratio | 13.5 | 8.1 |
Higher yield
HTGC
11.48%
Safer dividend
HSBC
Grade B
Faster growth
HTGC
6.4%
Better value
HTGC
+45% upside
HSBC vs HTGC — FAQ
Is HSBC or HTGC a better dividend stock?
HSBC and HTGC are closely matched. HTGC has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HSBC or HTGC?
HTGC has the higher forward dividend yield at 11.48%, versus 3.97% for HSBC.
Is HSBC or HTGC safer?
HSBC has the higher dividend-safety score (72/100 vs 48/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or HTGC better value right now?
As of Oct 18, 2026, HTGC looks like the better value: its fair-value estimate is 45% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.