HSBC vs MFIN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MFIN (Medallion Financial Corp.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. MFIN offers the higher yield at 5.01%, HSBC has the higher dividend-safety score, and MFIN looks like the better value (its fair-value estimate is 112% above its share price).
Key facts: HSBC vs MFIN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Medallion Financial Corp. (MFIN) has the higher forward dividend yield at 5.01%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and MFIN's C (65/100).
- By SmarterDividends' count as of Oct 18, 2026, HSBC has raised its dividend for 0 consecutive years and MFIN for 3.
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and MFIN pays out 38%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and MFIN's fair-value estimate is 112% above its share price, so MFIN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs MFIN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-mfin
| Metric | HSBC | MFIN |
|---|---|---|
| Forward yield | 3.97% | 5.01% |
| Annual dividend | $3.75 | $0.56 |
| Payout ratio | 54% | 38% |
| Years of growth | 0 yr | 3 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 242% | 42% |
| Dividend safety score | 72 (B) | 65 (C) |
| Fair value estimate | $135.99 | $23.72 |
| Upside to fair value | +44% | +112% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $256.9M |
| P/E ratio | 13.5 | 8.7 |
Higher yield
MFIN
5.01%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
MFIN
+112% upside
HSBC vs MFIN — FAQ
Is HSBC or MFIN a better dividend stock?
On the data, MFIN wins more head-to-head categories (4 vs 3). MFIN offers the higher yield (5.01%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or MFIN?
MFIN has the higher forward dividend yield at 5.01%, versus 3.97% for HSBC.
Is HSBC or MFIN safer?
HSBC has the higher dividend-safety score (72/100 vs 65/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or MFIN better value right now?
As of Oct 18, 2026, MFIN looks like the better value: its fair-value estimate is 112% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.