JPM vs XFLT: Which Is the Better Dividend Stock?
As of Oct 27, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. XFLT offers the higher yield at 16.40%, JPM has the higher dividend-safety score, and XFLT looks like the better value (its fair-value estimate is 115% above its share price).
Key facts: JPM vs XFLT
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, XAI Floating Rate & Alternative Income Trust (XFLT) has the higher forward dividend yield at 16.40%, versus 1.98% for JPMorgan Chase & Co. (JPM).
- As of Oct 27, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and XFLT's D (47/100).
- By SmarterDividends' count as of Oct 27, 2026, JPM has raised its dividend for 15 consecutive years and XFLT for 0.
- As of Oct 27, 2026, JPM's fair-value estimate is 9% above its share price and XFLT's fair-value estimate is 115% above its share price, so XFLT looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs XFLT: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/jpm-vs-xflt
| Metric | JPM | XFLT |
|---|---|---|
| Forward yield | 1.98% | 16.40% |
| Annual dividend | $6.60 | $2.70 |
| Payout ratio | 26% | 699% |
| Years of growth | 15 yr | 0 yr |
| 5-yr dividend growth | 9.0% | 1.9% |
| 5-yr total return | 109% | -64% |
| Dividend safety score | 82 (A) | 47 (D) |
| Fair value estimate | $364.60 | $35.33 |
| Upside to fair value | +9% | +115% |
| Frequency | quarterly | monthly |
| Market cap | $887.1B | $250.7M |
| P/E ratio | 14.0 | — |
Higher yield
XFLT
16.40%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
XFLT
+115% upside
JPM vs XFLT — FAQ
Is JPM or XFLT a better dividend stock?
On the data, JPM wins more head-to-head categories (6 vs 2). XFLT offers the higher yield (16.40%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or XFLT?
XFLT has the higher forward dividend yield at 16.40%, versus 1.98% for JPM.
Is JPM or XFLT safer?
JPM has the higher dividend-safety score (82/100 vs 47/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or XFLT better value right now?
As of Oct 27, 2026, XFLT looks like the better value: its fair-value estimate is 115% above its share price (undervalued). For JPM, its fair-value estimate is 9% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.