BAC vs XFLT: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. XFLT offers the higher yield at 13.95%, BAC has the higher dividend-safety score, and XFLT trades at the larger discount to fair value (+62%).
| Metric | BAC | XFLT |
|---|---|---|
| Forward yield | 2.05% | 13.95% |
| Annual dividend | $1.28 | $2.70 |
| Payout ratio | 26% | 561% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 1.9% |
| 5-yr total return | 48% | -54% |
| Dividend safety score | 86 (A) | 48 (D) |
| Fair value estimate | $90.46 | $31.50 |
| Upside to fair value | +44% | +62% |
| Frequency | quarterly | monthly |
| Market cap | $438.4B | $297.3M |
| P/E ratio | 14.4 | — |
Higher yield
XFLT
13.95%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
XFLT
+62% upside
BAC vs XFLT — FAQ
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