SmarterDividends

V vs XFLT: Which Is the Better Dividend Stock?

As of Oct 27, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. XFLT offers the higher yield at 16.40%, V has the higher dividend-safety score, and XFLT looks like the better value (its fair-value estimate is 115% above its share price).

Key facts: V vs XFLT

Data as of · Source: SmarterDividends data

  • As of Oct 27, 2026, XAI Floating Rate & Alternative Income Trust (XFLT) has the higher forward dividend yield at 16.40%, versus 0.66% for Visa Inc. (V).
  • As of Oct 27, 2026, SmarterDividends grades V's dividend safety A (93/100) and XFLT's D (47/100).
  • By SmarterDividends' count as of Oct 27, 2026, V has raised its dividend for 17 consecutive years and XFLT for 0.
  • As of Oct 27, 2026, V's fair-value estimate is 24% below its share price and XFLT's fair-value estimate is 115% above its share price, so XFLT looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "V vs XFLT: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/v-vs-xflt

MetricVXFLT
Forward yield0.66%16.40%
Annual dividend$2.68$2.70
Payout ratio22%699%
Years of growth17 yr0 yr
5-yr dividend growth14.9%1.9%
5-yr total return111%-64%
Dividend safety score93 (A)47 (D)
Fair value estimate$306.97$35.33
Upside to fair value-24%+115%
Frequencyquarterlymonthly
Market cap$758.8B$250.7M
P/E ratio34.4—

Higher yield

XFLT

16.40%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

XFLT

+115% upside

V vs XFLT — FAQ

Is V or XFLT a better dividend stock?

On the data, V wins more head-to-head categories (5 vs 3). XFLT offers the higher yield (16.40%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, V or XFLT?

XFLT has the higher forward dividend yield at 16.40%, versus 0.66% for V.

Is V or XFLT safer?

V has the higher dividend-safety score (93/100 vs 47/100), reflecting stronger payout coverage and dividend-growth history.

Is V or XFLT better value right now?

As of Oct 27, 2026, XFLT looks like the better value: its fair-value estimate is 115% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.