MA vs MGYR: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. MGYR offers the higher yield at 2.01%, MA has the higher dividend-safety score, and MGYR looks like the better value (its fair-value estimate is 43% above its share price).
Key facts: MA vs MGYR
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Magyar Bancorp, Inc. (MGYR) has the higher forward dividend yield at 2.01%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and MGYR's B (77/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and MGYR for 3.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and MGYR pays out 19%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and MGYR's fair-value estimate is 43% above its share price, so MGYR looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs MGYR: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-mgyr
| Metric | MA | MGYR |
|---|---|---|
| Forward yield | 0.56% | 2.01% |
| Annual dividend | $3.48 | $0.40 |
| Payout ratio | 18% | 19% |
| Years of growth | 14 yr | 3 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 96% | 65% |
| Dividend safety score | 89 (A) | 77 (B) |
| Fair value estimate | $474.95 | $28.47 |
| Upside to fair value | -23% | +43% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $128.1M |
| P/E ratio | 34.0 | 10.6 |
Higher yield
MGYR
2.01%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MGYR
+43% upside
MA vs MGYR — FAQ
Is MA or MGYR a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). MGYR offers the higher yield (2.01%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or MGYR?
MGYR has the higher forward dividend yield at 2.01%, versus 0.56% for MA.
Is MA or MGYR safer?
MA has the higher dividend-safety score (89/100 vs 77/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or MGYR better value right now?
As of Oct 18, 2026, MGYR looks like the better value: its fair-value estimate is 43% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.