SmarterDividends

MA vs SDHY: Which Is the Better Dividend Stock?

As of Oct 30, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. SDHY offers the higher yield at 8.53%, MA has the higher dividend-safety score, and SDHY looks like the better value (its fair-value estimate is 56% above its share price).

Key facts: MA vs SDHY

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, PGIM Short Duration High Yield Opportunities Fund (SDHY) has the higher forward dividend yield at 8.53%, versus 0.57% for Mastercard Incorporated (MA).
  • As of Oct 30, 2026, SmarterDividends grades MA's dividend safety A (89/100) and SDHY's B (73/100).
  • By SmarterDividends' count as of Oct 30, 2026, MA has raised its dividend for 14 consecutive years and SDHY for 0.
  • As of Oct 30, 2026, MA pays out 18% of its earnings as dividends and SDHY pays out 199%.
  • As of Oct 30, 2026, MA's fair-value estimate is 24% below its share price and SDHY's fair-value estimate is 56% above its share price, so SDHY looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "MA vs SDHY: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/ma-vs-sdhy

MetricMASDHY
Forward yield0.57%8.53%
Annual dividend$3.48$1.30
Payout ratio18%199%
Years of growth14 yr0 yr
5-yr dividend growth13.7%—
5-yr total return103%-15%
Dividend safety score89 (A)73 (B)
Fair value estimate$483.05$23.96
Upside to fair value-24%+56%
Frequencyquarterlymonthly
Market cap$556.9B$379.7M
P/E ratio35.023.7

Higher yield

SDHY

8.53%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

SDHY

+56% upside

MA vs SDHY — FAQ

Is MA or SDHY a better dividend stock?

On the data, MA wins more head-to-head categories (5 vs 2). SDHY offers the higher yield (8.53%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, MA or SDHY?

SDHY has the higher forward dividend yield at 8.53%, versus 0.57% for MA.

Is MA or SDHY safer?

MA has the higher dividend-safety score (89/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.

Is MA or SDHY better value right now?

As of Oct 30, 2026, SDHY looks like the better value: its fair-value estimate is 56% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.