MA vs SFNC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. SFNC offers the higher yield at 3.90%, SFNC has the higher dividend-safety score, and SFNC looks like the better value (its fair-value estimate is 11% below its share price).
Key facts: MA vs SFNC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Simmons First National Corporation (SFNC) has the higher forward dividend yield at 3.90%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and SFNC's A (96/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and SFNC for 14.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and SFNC pays out 67%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and SFNC's fair-value estimate is 11% below its share price, so SFNC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs SFNC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-sfnc
| Metric | MA | SFNC |
|---|---|---|
| Forward yield | 0.56% | 3.90% |
| Annual dividend | $3.48 | $0.86 |
| Payout ratio | 18% | 67% |
| Years of growth | 14 yr | 14 yr |
| 5-yr dividend growth | 13.7% | 4.6% |
| 5-yr total return | 96% | -24% |
| Dividend safety score | 89 (A) | 96 (A) |
| Fair value estimate | $474.95 | $19.70 |
| Upside to fair value | -23% | -11% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $3.2B |
| P/E ratio | 34.0 | — |
Higher yield
SFNC
3.90%
Safer dividend
SFNC
Grade A
Faster growth
MA
13.7%
Better value
SFNC
-11% upside
MA vs SFNC — FAQ
Is MA or SFNC a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 3). SFNC offers the higher yield (3.90%), while SFNC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or SFNC?
SFNC has the higher forward dividend yield at 3.90%, versus 0.56% for MA.
Is MA or SFNC safer?
SFNC has the higher dividend-safety score (96/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or SFNC better value right now?
As of Oct 18, 2026, SFNC looks like the better value: its fair-value estimate is 11% below its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


