SmarterDividends

MA vs SOFI: Which Is the Better Dividend Stock?

As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. MA offers the higher yield at 0.56%, MA has the higher dividend-safety score.

Key facts: MA vs SOFI

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Mastercard Incorporated (MA) has the higher forward dividend yield at 0.56%, versus 0.00% for SoFi Technologies, Inc. (SOFI).
  • By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and SOFI for 0.
Cite this page

SmarterDividends, "MA vs SOFI: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-sofi

MetricMASOFI
Forward yield0.56%0.00%
Annual dividend$3.48$0.00
Payout ratio18%0%
Years of growth14 yr0 yr
5-yr dividend growth13.7%—
5-yr total return96%—
Dividend safety score89 (A)—
Fair value estimate$474.95—
Upside to fair value-23%—
Frequencyquarterly—
Market cap$540.9B$18.8B
P/E ratio34.029.7

Higher yield

MA

0.56%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

MA vs SOFI — FAQ

Is MA or SOFI a better dividend stock?

On the data, MA wins more head-to-head categories (3 vs 1). MA offers the higher yield (0.56%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, MA or SOFI?

MA has the higher forward dividend yield at 0.56%, versus 0.00% for SOFI.

Is MA or SOFI safer?

Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.