MA vs VLYPP: Which Is the Better Dividend Stock?
As of Oct 30, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. VLYPP offers the higher yield at 7.99%, MA has the higher dividend-safety score, and VLYPP looks like the better value (its fair-value estimate is 53% above its share price).
Key facts: MA vs VLYPP
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Valley National Bancorp (VLYPP) has the higher forward dividend yield at 7.99%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades MA's dividend safety A (89/100) and VLYPP's A (80/100).
- By SmarterDividends' count as of Oct 30, 2026, MA has raised its dividend for 14 consecutive years and VLYPP for 1.
- As of Oct 30, 2026, MA's fair-value estimate is 24% below its share price and VLYPP's fair-value estimate is 53% above its share price, so VLYPP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs VLYPP: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/ma-vs-vlypp
| Metric | MA | VLYPP |
|---|---|---|
| Forward yield | 0.57% | 7.99% |
| Annual dividend | $3.48 | $2.00 |
| Payout ratio | 18% | — |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 3.2% |
| 5-yr total return | 103% | -18% |
| Dividend safety score | 89 (A) | 80 (A) |
| Fair value estimate | $483.05 | $38.17 |
| Upside to fair value | -24% | +53% |
| Frequency | quarterly | quarterly |
| Market cap | $556.9B | — |
| P/E ratio | 35.0 | 22.5 |
Higher yield
VLYPP
7.99%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
VLYPP
+53% upside
MA vs VLYPP — FAQ
Is MA or VLYPP a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). VLYPP offers the higher yield (7.99%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or VLYPP?
VLYPP has the higher forward dividend yield at 7.99%, versus 0.57% for MA.
Is MA or VLYPP safer?
MA has the higher dividend-safety score (89/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or VLYPP better value right now?
As of Oct 30, 2026, VLYPP looks like the better value: its fair-value estimate is 53% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.