SmarterDividends

MA vs VLYPP: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. VLYPP offers the higher yield at 8.00%, MA has the higher dividend-safety score, and VLYPP trades at the larger discount to fair value (+46%).

MetricMAVLYPP
Forward yield0.62%8.00%
Annual dividend$3.48$2.00
Payout ratio18%
Years of growth14 yr1 yr
5-yr dividend growth13.7%3.2%
5-yr total return56%-18%
Dividend safety score89 (A)80 (A)
Fair value estimate$558.11$36.44
Upside to fair value+3%+46%
Frequencyquarterlyquarterly
Market cap$497.7B
P/E ratio32.622.6

Higher yield

VLYPP

8.00%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

VLYPP

+46% upside

MA vs VLYPP — FAQ

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