OEF vs VOO: Yield, Cost and Returns Compared
As of Nov 5, 2026, VOO yields more: 1.08% (dividend yield) against 0.89% for OEF. VOO is cheaper to own at 0.03% a year vs 0.20%. Over the same 16 years (Sep 2010 to Oct 2026), OEF returned 15.0% a year with distributions reinvested, and VOO 14.5%.
| Compared | OEF | VOO |
|---|---|---|
| YieldDividend yield | 0.89% | 1.08% |
| Expense ratio | 0.20% | 0.03% |
| Total return, 1 yr | +9.1% | +12.1% |
| Total return, 3 yr (a year) | +24.9% | +23.4% |
| Total return, 5 yr (a year) | +13.3% | +12.0% |
| Total return, 10 yr (a year) | +16.4% | +15.4% |
| Worst drop since Sep 2010 | -25.1% | -23.9% |
| Share price since Sep 2010 | +625% | +566% |
| Pays | Quarterly | Quarterly |
| Issuer | iShares | Vanguard |
| Assets | $20.0B | $1.7T |
| Started | 2000 | 2010 |
| Type | Large Blend | Large Blend |
Higher yield
VOO
1.08%
Lower cost
VOO
0.03%
Better total return
OEF
15.0%/yr
Smaller worst drop
VOO
-23.9%
Key facts: OEF vs VOO
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, OEF yields 0.89% (dividend yield) and VOO yields 1.08% (dividend yield).
- OEF's expense ratio is 0.20% and VOO's is 0.03%: $20 vs $3 a year on $10,000.
- From Sep 2010 to Oct 2026, $10,000 in OEF grew to $95,294 (15.0% a year) and $10,000 in VOO to $88,646 (14.5% a year), distributions reinvested.
- Their worst month-end drops over that time: -25.1% for OEF and -23.9% for VOO.
- 9 of OEF's top ten holdings are also in VOO's top ten, an overlap of at least 37% of the fund.
Cite this page
SmarterDividends, "OEF vs VOO: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/oef-vs-voo
$10,000 in each, Sep 2010 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
OEF became
$95,294
15.0% a year
VOO became
$88,646
14.5% a year
Year by year
| Year | OEF | VOO |
|---|---|---|
| 2025 | +19.8% | +17.8% |
| 2024 | +30.7% | +25.0% |
| 2023 | +32.7% | +26.3% |
| 2022 | −21.0% | −18.2% |
| 2021 | +29.2% | +28.8% |
| 2020 | +21.2% | +18.3% |
| 2019 | +31.9% | +31.4% |
| 2018 | −4.2% | −4.5% |
| 2017 | +21.8% | +21.8% |
| 2016 | +11.3% | +12.2% |
| 2015 | +2.4% | +1.3% |
| 2014 | +12.6% | +13.5% |
| 2013 | +30.1% | +32.4% |
| 2012 | +16.0% | +16.0% |
| 2011 | +2.8% | +1.9% |
Total return each calendar year, distributions reinvested.
Top holdings
9 of the top ten overlap, at least 37% of each fund.
OEF
- AAPL Apple Inc10.5%
- NVDA NVIDIA Corp10.3%
- MSFT Microsoft Corp8.1%
- AMZN Amazon.com Inc4.9%
- GOOGL Alphabet Inc Class A3.4%
- AVGO Broadcom Inc3.2%
- META Meta Platforms Inc Class A2.8%
- GOOG Alphabet Inc Class C2.8%
- LLY Eli Lilly and Co2.4%
- TSLA Tesla Inc2.4%
VOO
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
OEF vs VOO: questions
Is OEF or VOO better?
It depends on the job. VOO pays more today (1.08% vs 0.89%), VOO costs less, and OEF has the better total return over Sep 2010 to Oct 2026, with VOO holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, OEF or VOO?
VOO, at 1.08% against 0.89% for OEF as of Nov 5, 2026. On $10,000 that's about $108 vs $89 a year at today's rates.
Which has the better total return?
OEF. From Sep 2010 to Oct 2026, it returned 15.0% a year with distributions reinvested, against 14.5% for VOO. $10,000 became $95,294 vs $88,646.
Which is cheaper, OEF or VOO?
VOO, with a 0.03% expense ratio against 0.20%.
Do OEF and VOO hold the same things?
Partly. 9 of their top ten holdings match (NVDA, AAPL, MSFT, AMZN), at least 37% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. For information only, not investment advice. Last fund data: Nov 5, 2026.