California BanCorp
BCALFinancial Services · Stock · quarterly payer
Forward Yield
2.20%
Annual Dividend
$0.48
Payout Ratio
16%
5-Yr Growth
—
Ex-Date
Sep 21, 2026
Frequency
Quarterly
Summary
As of September 2026, California BanCorp (BCAL) yields 2.20% ($0.48 per share annually), with a blended fair-value estimate of $55.10 — +153% upside, so it screens as undervalued.
Is BCAL a good dividend stock?
MixedCalifornia BanCorp (BCAL) pays a quarterly dividend yielding 2.20% ($0.48/yr), with 0 years of growth. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (16%)
- 42% total price return over 5 years
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.20%
- Payout Ratio
- 16%
- Annual Dividend
- $0.48
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Sep 21, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.29
- Market Cap
- $700.9M
- P/E Ratio
- 11.8
- 5-Yr Total Return
- 42%
- 52-Week Range
- $15.85 – $22.41
- Dividend Safety
- —
- Ever Cut?
- No
Frequently Asked Questions
BCAL Price — Last 12 Months
Daily close
Price Return
1 Year
+18%
3 Years
+62%
5 Years
+42%
52-Week Range
$15.85 – $22.41
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BCAL worth?
Undervaluedlow confidenceOur blended fair-value estimate for California BanCorp is $55.10 per share, versus a market price of $21.80. That implies 153% of upside — a margin of safety of about 60%.
Fair Value
$55.10
Current Price
$21.80
Upside
+153%
Margin of Safety
60%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $1.84 EPS, $0.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 23, 2026 | — | $0.1000 | regular |
| Mar 24, 2026 | — | $0.1000 | regular |
| Dec 24, 2025 | — | $0.1000 | regular |
Income Calculator
At $0.48 / yr per share
