BCAL vs MA: Which Is the Better Dividend Stock?
As of Nov 8, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. BCAL offers the higher yield at 2.20%, MA has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 24% below its share price).
Key facts: BCAL vs MA
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, California BanCorp (BCAL) has the higher forward dividend yield at 2.20%, versus 0.53% for Mastercard Incorporated (MA).
- By SmarterDividends' count as of Nov 8, 2026, BCAL has raised its dividend for 0 consecutive years and MA for 14.
- As of Nov 8, 2026, BCAL pays out 16% of its earnings as dividends and MA pays out 18%.
- As of Nov 8, 2026, BCAL's fair-value estimate is 24% below its share price and MA's fair-value estimate is 24% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BCAL vs MA: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bcal-vs-ma
| Metric | BCAL | MA |
|---|---|---|
| Forward yield | 2.20% | 0.53% |
| Annual dividend | $0.48 | $3.48 |
| Payout ratio | 16% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | — | 13.7% |
| 5-yr total return | 43% | 107% |
| Dividend safety score | — | 89 (A) |
| Fair value estimate | $16.60 | $499.25 |
| Upside to fair value | -24% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $696.2M | $568.6B |
| P/E ratio | 12.0 | 34.2 |
Higher yield
BCAL
2.20%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
-24% upside
BCAL vs MA — FAQ
Is BCAL or MA a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 2). BCAL offers the higher yield (2.20%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BCAL or MA?
BCAL has the higher forward dividend yield at 2.20%, versus 0.53% for MA.
Is BCAL or MA safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BCAL or MA better value right now?
As of Nov 8, 2026, MA looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For BCAL, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.