BCAL vs V: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BCAL and V are closely matched. BCAL offers the higher yield at 2.20%, V has the higher dividend-safety score, and BCAL looks like the better value (its fair-value estimate is 24% below its share price).
Key facts: BCAL vs V
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, California BanCorp (BCAL) has the higher forward dividend yield at 2.20%, versus 0.74% for Visa Inc. (V).
- By SmarterDividends' count as of Nov 8, 2026, BCAL has raised its dividend for 0 consecutive years and V for 17.
- As of Nov 8, 2026, BCAL pays out 16% of its earnings as dividends and V pays out 22%.
- As of Nov 8, 2026, BCAL's fair-value estimate is 24% below its share price and V's fair-value estimate is 24% below its share price, so BCAL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BCAL vs V: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bcal-vs-v
| Metric | BCAL | V |
|---|---|---|
| Forward yield | 2.20% | 0.74% |
| Annual dividend | $0.48 | $3.12 |
| Payout ratio | 16% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | — | 14.9% |
| 5-yr total return | 43% | 118% |
| Dividend safety score | — | 93 (A) |
| Fair value estimate | $16.60 | $321.86 |
| Upside to fair value | -24% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $696.2M | $788.6B |
| P/E ratio | 12.0 | 34.3 |
Higher yield
BCAL
2.20%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
BCAL
-24% upside
BCAL vs V — FAQ
Is BCAL or V a better dividend stock?
BCAL and V are closely matched. BCAL has the higher yield; V scores better on safety.
Which has a higher dividend yield, BCAL or V?
BCAL has the higher forward dividend yield at 2.20%, versus 0.74% for V.
Is BCAL or V safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BCAL or V better value right now?
As of Nov 8, 2026, BCAL looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For V, its fair-value estimate is 24% below its share price.
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