OneMain Holdings, Inc.
OMFFinancial Services · Stock · quarterly payer
Forward Yield
6.97%
Annual Dividend
$4.20
Payout Ratio
62%
5-Yr Growth
-6.8%
Ex-Date
May 11, 2026
Frequency
Quarterly
Summary
As of July 2026, OneMain Holdings, Inc. (OMF) yields 6.97% ($4.20 per share annually), with a blended fair-value estimate of $107.35 — +78% upside, so it screens as undervalued. Dividend safety grade: B (74/100). 3 years of dividend growth.
Is OMF a good dividend stock?
Yes, with caveatsOneMain Holdings, Inc. (OMF) pays a quarterly dividend yielding 6.97% ($4.20/yr), with 3 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
Risks
- Dividend has been shrinking, not growing
Key Data
- Dividend Yield
- 6.97%
- Payout Ratio
- 62%
- Annual Dividend
- $4.20
- 5-Yr Avg Growth
- -6.8%
- Ex-Dividend Date
- May 11, 2026
- Years of Growth
- 3
- Frequency
- quarterly
- Beta
- 1.18
- Market Cap
- $7.0B
- P/E Ratio
- 9.0
- 5-Yr Total Return
- 4%
- 52-Week Range
- $45.78 – $71.93
- Dividend Safety
- B · 74/100
- Ever Cut?
- No
Frequently Asked Questions
OMF Price — Last 12 Months
Daily close
Price Return
1 Year
-3%
3 Years
+45%
5 Years
+4%
52-Week Range
$45.78 – $71.93
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is OMF worth?
Undervaluedlow confidenceOur blended fair-value estimate for OneMain Holdings, Inc. is $107.35 per share, versus a market price of $60.30. That implies 78% of upside — a margin of safety of about 44%.
Fair Value
$107.35
Current Price
$60.30
Upside
+78%
Margin of Safety
44%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -3.5% annual free-cash-flow growth. We model 8.1% — below our estimate, leaving room for upside if the business executes.
Assumptions: 10.2% discount rate (CAPM), 8.1% stage-1 growth, 2.5% terminal growth, $6.71 EPS, $4.20 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
OMF Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 11, 2026 | — | $1.0500 | regular |
| Feb 17, 2026 | — | $1.0500 | regular |
| Nov 10, 2025 | — | $1.0500 | regular |
| Aug 4, 2025 | — | $1.0400 | regular |
| May 9, 2025 | — | $1.0400 | regular |
| Feb 12, 2025 | — | $1.0400 | regular |
| Nov 12, 2024 | — | $1.0400 | regular |
| Aug 12, 2024 | — | $1.0400 | regular |
| May 9, 2024 | — | $1.0400 | regular |
| Feb 16, 2024 | — | $1.0000 | regular |
| Nov 3, 2023 | — | $1.0000 | regular |
| Aug 4, 2023 | — | $1.0000 | regular |
| May 4, 2023 | — | $1.0000 | regular |
| Feb 16, 2023 | — | $1.0000 | regular |
Income Calculator
At $4.20 / yr per share
