OneMain Holdings, Inc.
OMFFinancial Services · Credit Services · Stock · quarterly payer
Forward Yield
7.51%
Annual Dividend
$4.20
Payout Ratio
63%
5-Yr Growth
-6.8%
Ex-Date
Aug 10, 2026
Frequency
Quarterly
Key facts about OMF's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OneMain Holdings, Inc. (OMF) has a forward dividend yield of 7.51%, based on an annual dividend of $4.20 per share and a share price of $55.95.
- As of Oct 18, 2026, OMF's dividend safety grade from SmarterDividends is B (76 out of 100), which rates the dividend as safe.
- By SmarterDividends' count, OneMain Holdings, Inc. (OMF) has raised its dividend for 3 consecutive years as of Oct 18, 2026.
- OMF has never cut its regular dividend in the payment history SmarterDividends has on record.
- OMF's most recent ex-dividend date was Aug 10, 2026, for a dividend of $1.05 per share.
- As of Oct 18, 2026, OMF pays out 63% of its trailing 12-month earnings as dividends (its payout ratio).
- OMF's dividend has shrunk at an average rate of 6.8% a year over the past five years.
- As of Oct 18, 2026, OMF's 7.51% yield is 28% below its five-year average yield of 10.43%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for OMF is $61.51 per share, 10% above the $55.95 share price, so OMF screens as fairly valued.
- OneMain Holdings, Inc. (OMF) pays its dividend quarterly, 4 times a year.
- OneMain Holdings, Inc. (OMF) has raised its regular dividend 7 times and cut it 0 times across the 31 payments on record since 2019. Its most recent change was a 1.0% increase to $1.05 per share, going ex-dividend on Nov 10, 2025.
Cite this page
SmarterDividends, "OMF Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/OMF
Summary
As of Oct 18, 2026, OneMain Holdings, Inc. (OMF) yields 7.51% ($4.20 a year per share), has a dividend safety grade of B (76/100) and has 3 consecutive years of dividend increases on record.
Is OMF a good dividend stock?
YesOneMain Holdings, Inc. (OMF) pays a quarterly dividend yielding 7.51% ($4.20/yr), with 3 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
Risks
- Dividend has been shrinking, not growing
Key Data
- Dividend Yield
- 7.51%
- Payout Ratio
- 63%
- Annual Dividend
- $4.20
- 5-Yr Avg Growth
- -6.8%
- Ex-Dividend Date
- Aug 10, 2026
- Years of Growth
- 3
- Frequency
- quarterly
- Beta
- 1.21
- Market Cap
- $6.4B
- P/E Ratio
- 8.4
- 5-Yr Total Return
- 12%
- 52-Week Range
- $45.78 – $71.93
- Dividend Safety
- B · 76/100
- Ever Cut?
- No
OMF dividend raises and cuts
OneMain Holdings, Inc. (OMF) has raised its regular dividend 7 times and cut it 0 times across the 31 payments on record since 2019. Its most recent change was a 1.0% increase to $1.05 per share, going ex-dividend on Nov 10, 2025.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Nov 10, 2025 | Raise | $1.04 → $1.05 | +1.0% |
| May 9, 2024 | Raise | $1.00 → $1.04 | +4.0% |
| Feb 16, 2023 | Raise | $0.950 → $1.00 | +5.3% |
| Feb 11, 2022 | Raise | $0.700 → $0.950 | +35.7% |
| May 5, 2021 | Raise | $0.450 → $0.700 | +55.6% |
| Nov 6, 2020 | Raise | $0.330 → $0.450 | +36.4% |
| May 28, 2020 | Raise | $0.250 → $0.330 | +32.0% |
Frequently Asked Questions
Is OMF a good dividend stock?
Yes. OneMain Holdings, Inc. (OMF) pays a quarterly dividend yielding 7.51% ($4.20/yr), with 3 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is OMF undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, OMF's fair value is about $61.51 versus a $55.95 share price — so it looks fairly valued (+10% vs. fair value).
Is OMF's dividend safe?
OMF has a dividend-safety grade of B (76/100), based on its payout coverage, free-cash-flow, 3-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is OMF's fair value?
Our blended fair-value estimate for OMF is about $61.51 per share, roughly 10% above the current $55.95 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is OMF a buy, hold, or sell?
We don't issue formal ratings, but on the data OMF screens as "yes" and fairly valued. OneMain Holdings, Inc. (OMF) pays a quarterly dividend yielding 7.51% ($4.20/yr), with 3 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will OMF cut its dividend?
OMF earns a dividend-safety grade of B (76/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does OMF pay a dividend?
Yes. OneMain Holdings, Inc. pays a quarterly dividend of about $4.20 per share annually, a forward yield of roughly 7.51%.
What is OMF's dividend yield?
As of Oct 18, 2026, OMF's forward dividend yield is 7.51%, based on a $4.20 annual dividend and a $55.95 share price.
What is OMF's dividend per share?
As of Oct 18, 2026, OMF pays $4.20 per share per year, distributed on a quarterly basis.
What is OMF's dividend payout ratio?
As of Oct 18, 2026, OMF's payout ratio is 63% of trailing 12-month earnings — a moderate level that's generally sustainable.
How many years has OMF grown its dividend?
As of Oct 18, 2026, OMF has increased its dividend for 3 consecutive years.
When is the next OMF ex-dividend date?
As of Oct 18, 2026, OMF's next ex-dividend date hasn't been announced. The most recent was Aug 10, 2026, for $1.05 per share.
OMF Price — Last 12 Months
Daily close
Price Return
1 Year
-10%
3 Years
+32%
5 Years
+12%
52-Week Range
$45.78 – $71.93
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is OMF worth?
Fairly valuedmedium confidenceOur blended fair-value estimate for OneMain Holdings, Inc. is $61.51 per share, versus a market price of $55.95. That implies the stock is roughly fairly priced.
Fair Value
$61.51
Current Price
$55.95
Gap
+10%
Margin of Safety
9%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 10.4% discount rate (CAPM), 1.7% growth for five years fading to 2.5% over the next five, $6.64 EPS, $4.20 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
OMF Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full OMF dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 10, 2026 | Aug 14, 2026 | $1.0500 | regular |
| May 11, 2026 | May 15, 2026 | $1.0500 | regular |
| Feb 17, 2026 | Feb 23, 2026 | $1.0500 | regular |
| Nov 10, 2025 | Nov 14, 2025 | $1.0500 | regular |
| Aug 4, 2025 | Aug 13, 2025 | $1.0400 | regular |
| May 9, 2025 | May 16, 2025 | $1.0400 | regular |
| Feb 12, 2025 | Feb 20, 2025 | $1.0400 | regular |
| Nov 12, 2024 | Nov 18, 2024 | $1.0400 | regular |
| Aug 12, 2024 | Aug 16, 2024 | $1.0400 | regular |
| May 9, 2024 | May 17, 2024 | $1.0400 | regular |
| Feb 16, 2024 | Feb 23, 2024 | $1.0000 | regular |
| Nov 3, 2023 | Nov 10, 2023 | $1.0000 | regular |
| Aug 4, 2023 | Aug 11, 2023 | $1.0000 | regular |
| May 4, 2023 | May 12, 2023 | $1.0000 | regular |
Income Calculator
At $4.20 / yr per share
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