SmarterDividends

MA vs OMF: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OMF offers the higher yield at 6.97%, MA has the higher dividend-safety score, and OMF trades at the larger discount to fair value (+78%).

MetricMAOMF
Forward yield0.64%6.97%
Annual dividend$3.48$4.20
Payout ratio18%62%
Years of growth14 yr3 yr
5-yr dividend growth13.7%-6.8%
5-yr total return57%4%
Dividend safety score89 (A)74 (B)
Fair value estimate$558.71$107.35
Upside to fair value+3%+78%
Frequencyquarterlyquarterly
Market cap$483.7B$7.0B
P/E ratio31.49.0

Higher yield

OMF

6.97%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

OMF

+78% upside

MA vs OMF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.