MA vs OMF: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OMF offers the higher yield at 6.97%, MA has the higher dividend-safety score, and OMF trades at the larger discount to fair value (+78%).
| Metric | MA | OMF |
|---|---|---|
| Forward yield | 0.64% | 6.97% |
| Annual dividend | $3.48 | $4.20 |
| Payout ratio | 18% | 62% |
| Years of growth | 14 yr | 3 yr |
| 5-yr dividend growth | 13.7% | -6.8% |
| 5-yr total return | 57% | 4% |
| Dividend safety score | 89 (A) | 74 (B) |
| Fair value estimate | $558.71 | $107.35 |
| Upside to fair value | +3% | +78% |
| Frequency | quarterly | quarterly |
| Market cap | $483.7B | $7.0B |
| P/E ratio | 31.4 | 9.0 |
Higher yield
OMF
6.97%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
OMF
+78% upside
MA vs OMF — FAQ
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