MA vs OMF: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OMF offers the higher yield at 7.51%, MA has the higher dividend-safety score, and OMF looks like the better value (its fair-value estimate is 10% above its share price).
Key facts: MA vs OMF
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OneMain Holdings, Inc. (OMF) has the higher forward dividend yield at 7.51%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and OMF's B (76/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and OMF for 3.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and OMF pays out 63%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and OMF's fair-value estimate is 10% above its share price, so OMF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs OMF: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-omf
| Metric | MA | OMF |
|---|---|---|
| Forward yield | 0.56% | 7.51% |
| Annual dividend | $3.48 | $4.20 |
| Payout ratio | 18% | 63% |
| Years of growth | 14 yr | 3 yr |
| 5-yr dividend growth | 13.7% | -6.8% |
| 5-yr total return | 96% | 12% |
| Dividend safety score | 89 (A) | 76 (B) |
| Fair value estimate | $474.95 | $61.51 |
| Upside to fair value | -23% | +10% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $6.4B |
| P/E ratio | 34.0 | 8.4 |
Higher yield
OMF
7.51%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
OMF
+10% upside
MA vs OMF — FAQ
Is MA or OMF a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). OMF offers the higher yield (7.51%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or OMF?
OMF has the higher forward dividend yield at 7.51%, versus 0.56% for MA.
Is MA or OMF safer?
MA has the higher dividend-safety score (89/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or OMF better value right now?
As of Oct 18, 2026, OMF looks like the better value: its fair-value estimate is 10% above its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.