JPM vs OMF: Which Is the Better Dividend Stock?
As of Oct 18, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. OMF offers the higher yield at 7.51%, JPM has the higher dividend-safety score, and OMF looks like the better value (its fair-value estimate is 10% above its share price).
Key facts: JPM vs OMF
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OneMain Holdings, Inc. (OMF) has the higher forward dividend yield at 7.51%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and OMF's B (76/100).
- By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and OMF for 3.
- As of Oct 18, 2026, JPM pays out 26% of its earnings as dividends and OMF pays out 63%.
- As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and OMF's fair-value estimate is 10% above its share price, so OMF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs OMF: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-omf
| Metric | JPM | OMF |
|---|---|---|
| Forward yield | 1.94% | 7.51% |
| Annual dividend | $6.60 | $4.20 |
| Payout ratio | 26% | 63% |
| Years of growth | 15 yr | 3 yr |
| 5-yr dividend growth | 9.0% | -6.8% |
| 5-yr total return | 114% | 12% |
| Dividend safety score | 82 (A) | 76 (B) |
| Fair value estimate | $364.60 | $61.51 |
| Upside to fair value | +7% | +10% |
| Frequency | quarterly | quarterly |
| Market cap | $902.2B | $6.4B |
| P/E ratio | 14.3 | 8.4 |
Higher yield
OMF
7.51%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
OMF
+10% upside
JPM vs OMF — FAQ
Is JPM or OMF a better dividend stock?
On the data, JPM wins more head-to-head categories (6 vs 2). OMF offers the higher yield (7.51%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or OMF?
OMF has the higher forward dividend yield at 7.51%, versus 1.94% for JPM.
Is JPM or OMF safer?
JPM has the higher dividend-safety score (82/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or OMF better value right now?
As of Oct 18, 2026, OMF looks like the better value: its fair-value estimate is 10% above its share price (fairly valued). For JPM, its fair-value estimate is 7% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.