SmarterDividends

OMF vs V: Which Is the Better Dividend Stock?

As of July 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OMF offers the higher yield at 6.97%, V has the higher dividend-safety score, and OMF trades at the larger discount to fair value (+78%).

MetricOMFV
Forward yield6.97%0.75%
Annual dividend$4.20$2.68
Payout ratio62%22%
Years of growth3 yr17 yr
5-yr dividend growth-6.8%14.9%
5-yr total return4%57%
Dividend safety score74 (B)92 (A)
Fair value estimate$107.35$348.88
Upside to fair value+78%-3%
Frequencyquarterlyquarterly
Market cap$7.0B$685.7B
P/E ratio9.031.2

Higher yield

OMF

6.97%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

OMF

+78% upside

OMF vs V — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.