OMF vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OMF offers the higher yield at 7.51%, V has the higher dividend-safety score, and OMF looks like the better value (its fair-value estimate is 10% above its share price).
Key facts: OMF vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OneMain Holdings, Inc. (OMF) has the higher forward dividend yield at 7.51%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades OMF's dividend safety B (76/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, OMF has raised its dividend for 3 consecutive years and V for 17.
- As of Oct 18, 2026, OMF pays out 63% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, OMF's fair-value estimate is 10% above its share price and V's fair-value estimate is 24% below its share price, so OMF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "OMF vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/omf-vs-v
| Metric | OMF | V |
|---|---|---|
| Forward yield | 7.51% | 0.67% |
| Annual dividend | $4.20 | $2.68 |
| Payout ratio | 63% | 22% |
| Years of growth | 3 yr | 17 yr |
| 5-yr dividend growth | -6.8% | 14.9% |
| 5-yr total return | 12% | 108% |
| Dividend safety score | 76 (B) | 93 (A) |
| Fair value estimate | $61.51 | $306.97 |
| Upside to fair value | +10% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $6.4B | $755.8B |
| P/E ratio | 8.4 | 34.3 |
Higher yield
OMF
7.51%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
OMF
+10% upside
OMF vs V — FAQ
Is OMF or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 3). OMF offers the higher yield (7.51%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, OMF or V?
OMF has the higher forward dividend yield at 7.51%, versus 0.67% for V.
Is OMF or V safer?
V has the higher dividend-safety score (93/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.
Is OMF or V better value right now?
As of Oct 18, 2026, OMF looks like the better value: its fair-value estimate is 10% above its share price (fairly valued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.