SmarterDividends
QFIN

Qfin Holdings, Inc.

QFIN

Financial Services · Credit Services · Stock · semiannual payer

$5.26

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Forward Yield

23.57%

Annual Dividend

$1.24

Payout Ratio

38%

5-Yr Growth

—

Ex-Date

Sep 9, 2026

Frequency

Semiannual

Key facts about QFIN's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 24, 2026, Qfin Holdings, Inc. (QFIN) has a forward dividend yield of 23.57%, based on an annual dividend of $1.24 per share and a share price of $5.26.
  • As of Oct 24, 2026, QFIN's dividend safety grade from SmarterDividends is C (51 out of 100), which rates the dividend as borderline.
  • By SmarterDividends' count, Qfin Holdings, Inc. (QFIN) has raised its dividend for 3 consecutive years as of Oct 24, 2026.
  • QFIN last cut its regular dividend in 2023.
  • QFIN's most recent ex-dividend date was Sep 9, 2026, for a dividend of $0.46 per share.
  • As of Oct 24, 2026, QFIN pays out 38% of its trailing 12-month earnings as dividends (its payout ratio).
  • As of Oct 24, 2026, QFIN's 23.57% yield is 513% above its five-year average yield of 3.85%.
  • Qfin Holdings, Inc. (QFIN) pays its dividend semiannual, 2 times a year.
Cite this page

SmarterDividends, "QFIN Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 24, 2026, https://smarterdividends.com/stocks/QFIN

Summary

As of Oct 24, 2026, Qfin Holdings, Inc. (QFIN) yields 23.57% ($1.24 a year per share), has a dividend safety grade of C (51/100) and has 3 consecutive years of dividend increases on record.

Is QFIN a good dividend stock?

Mixed

Qfin Holdings, Inc. (QFIN) pays a semiannual dividend yielding 23.57% ($1.24/yr), with 3 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

  • Comfortable payout ratio (38%)

Risks

  • Cut its dividend in 2023
  • Very high yield can signal elevated risk
  • Share price is down over the past 5 years

Key Data

Dividend Yield
23.57%
Payout Ratio
38%
Annual Dividend
$1.24
5-Yr Avg Growth
—
Ex-Dividend Date
Sep 9, 2026
Years of Growth
3
Frequency
semiannual
Beta
0.56
Market Cap
$639.5M
P/E Ratio
1.3
5-Yr Total Return
-77%
52-Week Range
$5.23 – $27.59
Dividend Safety
C · 51/100
Ever Cut?
Yes (2023)

QFIN dividend changes

Qfin Holdings, Inc. (QFIN) pays a variable dividend: across the 13 payments on record since 2021, 6 were higher than the one before and 4 lower. The latest change was down 39.5% to $0.460 per share, going ex-dividend on Sep 9, 2026.

Ex-dateChangeOld → newMove
Sep 9, 2026Lower$0.760 → $0.460−39.5%
Apr 22, 2026Higher$0.700 → $0.780+11.4%
Sep 8, 2025Higher$0.600 → $0.760+26.7%
Apr 23, 2025Higher$0.580 → $0.700+20.7%
Sep 27, 2024Higher$0.500 → $0.600+20.0%
Apr 12, 2024Higher$0.160 → $0.580+262.5%
Sep 21, 2023Higher$0.160 → $0.500+212.5%
Apr 10, 2023Lower$0.180 → $0.160−11.1%
Dec 9, 2022Lower$0.220 → $0.160−27.3%
Sep 15, 2022Lower$0.260 → $0.180−30.8%
Every QFIN payment →Download every raise and cut (CSV)
QFIN ex-dividend date & scheduleNext ex-date Sep 9, 2026 · full ex-dividend historyView →QFIN dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is QFIN a good dividend stock?

Mixed. Qfin Holdings, Inc. (QFIN) pays a semiannual dividend yielding 23.57% ($1.24/yr), with 3 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Is QFIN's dividend safe?

QFIN has a dividend-safety grade of C (51/100), based on its payout coverage, free-cash-flow, 3-year growth streak, a dividend cut in 2023, debt and yield-versus-history.

Is QFIN a buy, hold, or sell?

We don't issue formal ratings, but on the data QFIN screens as "mixed". Qfin Holdings, Inc. (QFIN) pays a semiannual dividend yielding 23.57% ($1.24/yr), with 3 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal. This is research for your own analysis, not investment advice.

Will QFIN cut its dividend?

QFIN earns a dividend-safety grade of C (51/100), and has cut its dividend before (last in 2023). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does QFIN pay a dividend?

Yes. Qfin Holdings, Inc. pays a semiannual dividend of about $1.24 per share annually, a forward yield of roughly 23.57%.

What is QFIN's dividend yield?

As of Oct 24, 2026, QFIN's forward dividend yield is 23.57%, based on a $1.24 annual dividend and a $5.26 share price.

What is QFIN's dividend per share?

As of Oct 24, 2026, QFIN pays $1.24 per share per year, distributed on a semiannual basis.

What is QFIN's dividend payout ratio?

As of Oct 24, 2026, QFIN's payout ratio is 38% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has QFIN grown its dividend?

As of Oct 24, 2026, QFIN has increased its dividend for 3 consecutive years.

When is the next QFIN ex-dividend date?

As of Oct 24, 2026, QFIN's next ex-dividend date hasn't been announced. The most recent was Sep 9, 2026, for $0.46 per share.

Income Calculator

At $1.24 / yr per share

Per payment (semiannual)$62.00
Annual$124.00
Monthly avg$10.33

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