SmarterDividends
QFIN

Qfin Holdings, Inc.

QFIN

Financial Services · Credit Services · Stock · semiannual payer

$6.20

Undervalued · +222% Add to Portfolio

Forward Yield

20.34%

Annual Dividend

$1.24

Payout Ratio

38%

5-Yr Growth

—

Ex-Date

Sep 9, 2026

Frequency

Semiannual

Key facts about QFIN's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 12, 2026, Qfin Holdings, Inc. (QFIN) has a forward dividend yield of 20.34%, based on an annual dividend of $1.24 per share and a share price of $6.20.
  • As of Oct 12, 2026, QFIN's dividend safety grade from SmarterDividends is C (51 out of 100), which rates the dividend as borderline.
  • By SmarterDividends' count, Qfin Holdings, Inc. (QFIN) has raised its dividend for 3 consecutive years as of Oct 12, 2026.
  • QFIN last cut its regular dividend in 2023.
  • QFIN's most recent ex-dividend date was Sep 9, 2026, for a dividend of $0.46 per share.
  • As of Oct 12, 2026, QFIN pays out 38% of its trailing 12-month earnings as dividends (its payout ratio).
  • As of Oct 12, 2026, QFIN's 20.34% yield is 429% above its five-year average yield of 3.85%.
  • As of Oct 12, 2026, SmarterDividends' blended fair-value estimate for QFIN is $19.96 per share, 222% above the $6.20 share price, so QFIN screens as undervalued.
  • Qfin Holdings, Inc. (QFIN) pays its dividend semiannual, 2 times a year.
Cite this page

SmarterDividends, "QFIN Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 12, 2026, https://smarterdividends.com/stocks/QFIN

Summary

As of Oct 12, 2026, Qfin Holdings, Inc. (QFIN) yields 20.34% ($1.24 a year per share), has a dividend safety grade of C (51/100) and has 3 consecutive years of dividend increases on record.

Is QFIN a good dividend stock?

Mixed

Qfin Holdings, Inc. (QFIN) pays a semiannual dividend yielding 20.34% ($1.24/yr), with 3 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

  • Comfortable payout ratio (38%)

Risks

  • Cut its dividend in 2023
  • Very high yield can signal elevated risk
  • Share price is down over the past 5 years

Key Data

Dividend Yield
20.34%
Payout Ratio
38%
Annual Dividend
$1.24
5-Yr Avg Growth
—
Ex-Dividend Date
Sep 9, 2026
Years of Growth
3
Frequency
semiannual
Beta
0.56
Market Cap
$753.8M
P/E Ratio
1.5
5-Yr Total Return
-70%
52-Week Range
$5.93 – $27.98
Dividend Safety
C · 51/100
Ever Cut?
Yes (2023)
QFIN ex-dividend date & scheduleNext ex-date Sep 9, 2026 · full ex-dividend historyView →QFIN dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is QFIN a good dividend stock?

Mixed. Qfin Holdings, Inc. (QFIN) pays a semiannual dividend yielding 20.34% ($1.24/yr), with 3 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Is QFIN undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, QFIN's fair value is about $19.96 versus a $6.20 share price — so it looks undervalued (+222% vs. fair value).

Is QFIN's dividend safe?

QFIN has a dividend-safety grade of C (51/100), based on its payout coverage, free-cash-flow, 3-year growth streak, a dividend cut in 2023, debt and yield-versus-history.

What is QFIN's fair value?

Our blended fair-value estimate for QFIN is about $19.96 per share, roughly 222% above the current $6.20 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is QFIN a buy, hold, or sell?

We don't issue formal ratings, but on the data QFIN screens as "mixed" and undervalued. Qfin Holdings, Inc. (QFIN) pays a semiannual dividend yielding 20.34% ($1.24/yr), with 3 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal. This is research for your own analysis, not investment advice.

Will QFIN cut its dividend?

QFIN earns a dividend-safety grade of C (51/100), and has cut its dividend before (last in 2023). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does QFIN pay a dividend?

Yes. Qfin Holdings, Inc. pays a semiannual dividend of about $1.24 per share annually, a forward yield of roughly 20.34%.

What is QFIN's dividend yield?

As of Oct 12, 2026, QFIN's forward dividend yield is 20.34%, based on a $1.24 annual dividend and a $6.20 share price.

What is QFIN's dividend per share?

As of Oct 12, 2026, QFIN pays $1.24 per share per year, distributed on a semiannual basis.

What is QFIN's dividend payout ratio?

As of Oct 12, 2026, QFIN's payout ratio is 38% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has QFIN grown its dividend?

As of Oct 12, 2026, QFIN has increased its dividend for 3 consecutive years.

When is the next QFIN ex-dividend date?

As of Oct 12, 2026, QFIN's next ex-dividend date hasn't been announced. The most recent was Sep 9, 2026, for $0.46 per share.

Income Calculator

At $1.24 / yr per share

Per payment (semiannual)$62.00
Annual$124.00
Monthly avg$10.33

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