Qfin Holdings, Inc.
QFINFinancial Services · Stock · semiannual payer
$15.29
Add to PortfolioForward Yield
10.08%
Annual Dividend
$1.54
Payout Ratio
27%
5-Yr Growth
—
Ex-Date
Apr 22, 2026
Frequency
Semiannual
QFIN Dividend Safety Score
53/ 100
Grade C
Borderline
Dividend-growth streak2 consecutive years of growth
Cut historyCut its dividend in 2023
Earnings payout coverage27% of earnings paid out
Free-cash-flow coverage2% of free cash flow
Balance-sheet strengthDebt/equity of 0.12
Yield vs its historyYield is 2.6× its 5-yr average — elevated
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is QFIN a good dividend stock?
MixedQfin Holdings, Inc. (QFIN) pays a semiannual dividend yielding 10.08% ($1.54/yr), with 3 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Comfortable payout ratio (27%)
Risks
- Cut its dividend in 2023
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 10.08%
- Payout Ratio
- 27%
- Annual Dividend
- $1.54
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Apr 22, 2026
- Years of Growth
- 3
- Frequency
- semiannual
- Beta
- 0.57
- Market Cap
- $1.9B
- P/E Ratio
- 2.7
- 5-Yr Total Return
- -65%
- 52-Week Range
- $11.31 – $46.18
- Dividend Safety
- C · 53/100
- Ever Cut?
- Yes (2023)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 22, 2026 | — | $0.7800 | regular |
| Sep 8, 2025 | — | $0.7600 | regular |
| Apr 23, 2025 | — | $0.7000 | regular |
| Sep 27, 2024 | — | $0.6000 | regular |
| Apr 12, 2024 | — | $0.5800 | regular |
| Sep 21, 2023 | — | $0.5000 | regular |
| Apr 10, 2023 | — | $0.1600 | regular |
| Dec 9, 2022 | — | $0.1600 | regular |
| Sep 15, 2022 | — | $0.1800 | regular |
| Jun 16, 2022 | — | $0.2200 | regular |
| Apr 5, 2022 | — | $0.2600 | regular |
| Dec 14, 2021 | — | $0.2800 | regular |
Income Calculator
At $1.54 / yr per share
Per payment (semiannual)$77.00
Annual$154.00
Monthly avg$12.83
