Qfin Holdings, Inc.
QFINFinancial Services · Stock · semiannual payer
Forward Yield
14.49%
Annual Dividend
$1.24
Payout Ratio
37%
5-Yr Growth
—
Ex-Date
Sep 9, 2026
Frequency
Semiannual
Summary
As of September 2026, Qfin Holdings, Inc. (QFIN) yields 14.49% ($1.24 per share annually), with a blended fair-value estimate of $21.09 — +140% upside, so it screens as undervalued. Dividend safety grade: C (53/100). 3 years of dividend growth.
Is QFIN a good dividend stock?
MixedQfin Holdings, Inc. (QFIN) pays a semiannual dividend yielding 14.49% ($1.24/yr), with 3 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Comfortable payout ratio (37%)
Risks
- Cut its dividend in 2023
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 14.49%
- Payout Ratio
- 37%
- Annual Dividend
- $1.24
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Sep 9, 2026
- Years of Growth
- 3
- Frequency
- semiannual
- Beta
- 0.62
- Market Cap
- $1.1B
- P/E Ratio
- 2.0
- 5-Yr Total Return
- -57%
- 52-Week Range
- $8.72 – $32.69
- Dividend Safety
- C · 53/100
- Ever Cut?
- Yes (2023)
Frequently Asked Questions
QFIN Price — Last 12 Months
Daily close
Price Return
1 Year
-69%
3 Years
-43%
5 Years
-57%
52-Week Range
$8.72 – $32.69
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is QFIN worth?
Undervaluedlow confidenceOur blended fair-value estimate for Qfin Holdings, Inc. is $21.09 per share, versus a market price of $8.80. That implies 140% of upside — a margin of safety of about 58%.
Fair Value
$21.09
Current Price
$8.80
Upside
+140%
Margin of Safety
58%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model -5.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.4% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $4.19 EPS, $1.24 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
QFIN Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 22, 2026 | — | $0.7800 | regular |
| Sep 8, 2025 | — | $0.7600 | regular |
| Apr 23, 2025 | — | $0.7000 | regular |
| Sep 27, 2024 | — | $0.6000 | regular |
| Apr 12, 2024 | — | $0.5800 | regular |
| Sep 21, 2023 | — | $0.5000 | regular |
| Apr 10, 2023 | — | $0.1600 | regular |
| Dec 9, 2022 | — | $0.1600 | regular |
| Sep 15, 2022 | — | $0.1800 | regular |
| Jun 16, 2022 | — | $0.2200 | regular |
| Apr 5, 2022 | — | $0.2600 | regular |
| Dec 14, 2021 | — | $0.2800 | regular |
Income Calculator
At $1.24 / yr per share
