JPM vs QFIN: Which Is the Better Dividend Stock?
As of Oct 24, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. QFIN offers the higher yield at 23.57%, JPM has the higher dividend-safety score.
Key facts: JPM vs QFIN
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, Qfin Holdings, Inc. (QFIN) has the higher forward dividend yield at 23.57%, versus 1.99% for JPMorgan Chase & Co. (JPM).
- As of Oct 24, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and QFIN's C (51/100).
- By SmarterDividends' count as of Oct 24, 2026, JPM has raised its dividend for 15 consecutive years and QFIN for 3.
- As of Oct 24, 2026, JPM pays out 26% of its earnings as dividends and QFIN pays out 38%.
Cite this page
SmarterDividends, "JPM vs QFIN: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/jpm-vs-qfin
| Metric | JPM | QFIN |
|---|---|---|
| Forward yield | 1.99% | 23.57% |
| Annual dividend | $6.60 | $1.24 |
| Payout ratio | 26% | 38% |
| Years of growth | 15 yr | 3 yr |
| 5-yr dividend growth | 9.0% | — |
| 5-yr total return | 109% | -77% |
| Dividend safety score | 82 (A) | 51 (C) |
| Fair value estimate | $364.60 | — |
| Upside to fair value | +10% | — |
| Frequency | quarterly | semiannual |
| Market cap | $880.5B | $639.5M |
| P/E ratio | 13.9 | 1.3 |
Higher yield
QFIN
23.57%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
JPM vs QFIN — FAQ
Is JPM or QFIN a better dividend stock?
On the data, JPM wins more head-to-head categories (5 vs 1). QFIN offers the higher yield (23.57%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or QFIN?
QFIN has the higher forward dividend yield at 23.57%, versus 1.99% for JPM.
Is JPM or QFIN safer?
JPM has the higher dividend-safety score (82/100 vs 51/100), reflecting stronger payout coverage and dividend-growth history.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.