SmarterDividends

QFIN vs V: Which Is the Better Dividend Stock?

As of Oct 24, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. QFIN offers the higher yield at 23.57%, V has the higher dividend-safety score.

Key facts: QFIN vs V

Data as of · Source: SmarterDividends data

  • As of Oct 24, 2026, Qfin Holdings, Inc. (QFIN) has the higher forward dividend yield at 23.57%, versus 0.66% for Visa Inc. (V).
  • As of Oct 24, 2026, SmarterDividends grades QFIN's dividend safety C (51/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 24, 2026, QFIN has raised its dividend for 3 consecutive years and V for 17.
  • As of Oct 24, 2026, QFIN pays out 38% of its earnings as dividends and V pays out 22%.
Cite this page

SmarterDividends, "QFIN vs V: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/qfin-vs-v

MetricQFINV
Forward yield23.57%0.66%
Annual dividend$1.24$2.68
Payout ratio38%22%
Years of growth3 yr17 yr
5-yr dividend growth—14.9%
5-yr total return-77%111%
Dividend safety score51 (C)93 (A)
Fair value estimate—$302.27
Upside to fair value—-26%
Frequencysemiannualquarterly
Market cap$639.5M$765.8B
P/E ratio1.335.3

Higher yield

QFIN

23.57%

Safer dividend

V

Grade A

Faster growth

V

14.9%

QFIN vs V — FAQ

Is QFIN or V a better dividend stock?

On the data, V wins more head-to-head categories (5 vs 1). QFIN offers the higher yield (23.57%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, QFIN or V?

QFIN has the higher forward dividend yield at 23.57%, versus 0.66% for V.

Is QFIN or V safer?

V has the higher dividend-safety score (93/100 vs 51/100), reflecting stronger payout coverage and dividend-growth history.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.