HSBC vs QFIN: Which Is the Better Dividend Stock?
As of Oct 24, 2026, HSBC and QFIN are closely matched. QFIN offers the higher yield at 23.57%, HSBC has the higher dividend-safety score.
Key facts: HSBC vs QFIN
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, Qfin Holdings, Inc. (QFIN) has the higher forward dividend yield at 23.57%, versus 4.14% for HSBC Holdings plc (HSBC).
- As of Oct 24, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and QFIN's C (51/100).
- By SmarterDividends' count as of Oct 24, 2026, HSBC has raised its dividend for 0 consecutive years and QFIN for 3.
- As of Oct 24, 2026, HSBC pays out 54% of its earnings as dividends and QFIN pays out 38%.
Cite this page
SmarterDividends, "HSBC vs QFIN: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/hsbc-vs-qfin
| Metric | HSBC | QFIN |
|---|---|---|
| Forward yield | 4.14% | 23.57% |
| Annual dividend | $3.75 | $1.24 |
| Payout ratio | 54% | 38% |
| Years of growth | 0 yr | 3 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 228% | -77% |
| Dividend safety score | 72 (B) | 51 (C) |
| Fair value estimate | $138.06 | — |
| Upside to fair value | +52% | — |
| Frequency | quarterly | semiannual |
| Market cap | $310.1B | $639.5M |
| P/E ratio | 13.0 | 1.3 |
Higher yield
QFIN
23.57%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
HSBC vs QFIN — FAQ
Is HSBC or QFIN a better dividend stock?
HSBC and QFIN are closely matched. QFIN has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HSBC or QFIN?
QFIN has the higher forward dividend yield at 23.57%, versus 4.14% for HSBC.
Is HSBC or QFIN safer?
HSBC has the higher dividend-safety score (72/100 vs 51/100), reflecting stronger payout coverage and dividend-growth history.
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