MA vs QFIN: Which Is the Better Dividend Stock?
As of Oct 24, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. QFIN offers the higher yield at 23.57%, MA has the higher dividend-safety score.
Key facts: MA vs QFIN
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, Qfin Holdings, Inc. (QFIN) has the higher forward dividend yield at 23.57%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 24, 2026, SmarterDividends grades MA's dividend safety A (89/100) and QFIN's C (51/100).
- By SmarterDividends' count as of Oct 24, 2026, MA has raised its dividend for 14 consecutive years and QFIN for 3.
- As of Oct 24, 2026, MA pays out 18% of its earnings as dividends and QFIN pays out 38%.
Cite this page
SmarterDividends, "MA vs QFIN: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/ma-vs-qfin
| Metric | MA | QFIN |
|---|---|---|
| Forward yield | 0.56% | 23.57% |
| Annual dividend | $3.48 | $1.24 |
| Payout ratio | 18% | 38% |
| Years of growth | 14 yr | 3 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 98% | -77% |
| Dividend safety score | 89 (A) | 51 (C) |
| Fair value estimate | $483.05 | — |
| Upside to fair value | -23% | — |
| Frequency | quarterly | semiannual |
| Market cap | $546.3B | $639.5M |
| P/E ratio | 33.7 | 1.3 |
Higher yield
QFIN
23.57%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
MA vs QFIN — FAQ
Is MA or QFIN a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 1). QFIN offers the higher yield (23.57%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or QFIN?
QFIN has the higher forward dividend yield at 23.57%, versus 0.56% for MA.
Is MA or QFIN safer?
MA has the higher dividend-safety score (89/100 vs 51/100), reflecting stronger payout coverage and dividend-growth history.
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