MA vs QFIN: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. QFIN offers the higher yield at 14.49%, MA has the higher dividend-safety score, and QFIN trades at the larger discount to fair value (+140%).
| Metric | MA | QFIN |
|---|---|---|
| Forward yield | 0.59% | 14.49% |
| Annual dividend | $3.48 | $1.24 |
| Payout ratio | 18% | 37% |
| Years of growth | 14 yr | 3 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 71% | -57% |
| Dividend safety score | 89 (A) | 53 (C) |
| Fair value estimate | $576.01 | $21.09 |
| Upside to fair value | -3% | +140% |
| Frequency | quarterly | semiannual |
| Market cap | $513.1B | $1.1B |
| P/E ratio | 32.2 | 2.0 |
Higher yield
QFIN
14.49%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
QFIN
+140% upside
MA vs QFIN — FAQ
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