SmarterDividends

AVAL vs BAC: Which Is the Better Dividend Stock?

As of Nov 9, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AVAL offers the higher yield at 4.61%, BAC has the higher dividend-safety score, and AVAL looks like the better value (its fair-value estimate is 77% above its share price).

Key facts: AVAL vs BAC

Data as of · Source: SmarterDividends data

  • As of Nov 9, 2026, Grupo Aval Acciones y Valores S.A. (AVAL) has the higher forward dividend yield at 4.61%, versus 2.59% for Bank of America Corporation (BAC).
  • As of Nov 9, 2026, SmarterDividends grades AVAL's dividend safety C (54/100) and BAC's A (85/100).
  • By SmarterDividends' count as of Nov 9, 2026, AVAL has raised its dividend for 0 consecutive years and BAC for 12.
  • As of Nov 9, 2026, AVAL pays out 41% of its earnings as dividends and BAC pays out 28%.
  • As of Nov 9, 2026, AVAL's fair-value estimate is 77% above its share price and BAC's fair-value estimate is 29% above its share price, so AVAL looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AVAL vs BAC: Dividend Yield, Safety & Value Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/aval-vs-bac

MetricAVALBAC
Forward yield4.61%2.59%
Annual dividend$0.20$1.28
Payout ratio41%28%
Years of growth0 yr12 yr
5-yr dividend growth-16.6%8.4%
5-yr total return-19%11%
Dividend safety score54 (C)85 (A)
Fair value estimate$7.64$63.64
Upside to fair value+77%+29%
Frequencymonthlyquarterly
Market cap$5.1B$341.0B
P/E ratio11.311.8

Higher yield

AVAL

4.61%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

AVAL

+77% upside

AVAL vs BAC — FAQ

Is AVAL or BAC a better dividend stock?

On the data, BAC wins more head-to-head categories (6 vs 2). AVAL offers the higher yield (4.61%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, AVAL or BAC?

AVAL has the higher forward dividend yield at 4.61%, versus 2.59% for BAC.

Is AVAL or BAC safer?

BAC has the higher dividend-safety score (85/100 vs 54/100), reflecting stronger payout coverage and dividend-growth history.

Is AVAL or BAC better value right now?

As of Nov 9, 2026, AVAL looks like the better value: its fair-value estimate is 77% above its share price (undervalued). For BAC, its fair-value estimate is 29% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.