AVAL vs BAC: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AVAL offers the higher yield at 3.92%, BAC has the higher dividend-safety score, and AVAL trades at the larger discount to fair value (+108%).
| Metric | AVAL | BAC |
|---|---|---|
| Forward yield | 3.92% | 2.22% |
| Annual dividend | $0.20 | $1.28 |
| Payout ratio | 36% | 26% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | -16.6% | 8.4% |
| 5-yr total return | -16% | 21% |
| Dividend safety score | 55 (C) | 86 (A) |
| Fair value estimate | $10.56 | $91.91 |
| Upside to fair value | +108% | +59% |
| Frequency | monthly | quarterly |
| Market cap | $6.0B | $403.7B |
| P/E ratio | 10.1 | 13.3 |
Higher yield
AVAL
3.92%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
AVAL
+108% upside
AVAL vs BAC — FAQ
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