AVAL vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 9, 2026, AVAL and HBCYF are closely matched. AVAL offers the higher yield at 4.61%, HBCYF has the higher dividend-safety score, and AVAL looks like the better value (its fair-value estimate is 77% above its share price).
Key facts: AVAL vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 9, 2026, Grupo Aval Acciones y Valores S.A. (AVAL) has the higher forward dividend yield at 4.61%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 9, 2026, SmarterDividends grades AVAL's dividend safety C (54/100) and HBCYF's C (56/100).
- As of Nov 9, 2026, AVAL pays out 41% of its earnings as dividends and HBCYF pays out 54%.
- As of Nov 9, 2026, AVAL's fair-value estimate is 77% above its share price and HBCYF's fair-value estimate is 40% above its share price, so AVAL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AVAL vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/aval-vs-hbcyf
| Metric | AVAL | HBCYF |
|---|---|---|
| Forward yield | 4.61% | 2.29% |
| Annual dividend | $0.20 | $0.40 |
| Payout ratio | 41% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -16.6% | — |
| 5-yr total return | -19% | 214% |
| Dividend safety score | 54 (C) | 56 (C) |
| Fair value estimate | $7.64 | $24.43 |
| Upside to fair value | +77% | +40% |
| Frequency | monthly | quarterly |
| Market cap | $5.1B | $298.7B |
| P/E ratio | 11.3 | 11.4 |
Higher yield
AVAL
4.61%
Safer dividend
HBCYF
Grade C
Faster growth
AVAL
-16.6%
Better value
AVAL
+77% upside
AVAL vs HBCYF — FAQ
Is AVAL or HBCYF a better dividend stock?
AVAL and HBCYF are closely matched. AVAL has the higher yield; HBCYF scores better on safety.
Which has a higher dividend yield, AVAL or HBCYF?
AVAL has the higher forward dividend yield at 4.61%, versus 2.29% for HBCYF.
Is AVAL or HBCYF safer?
HBCYF has the higher dividend-safety score (56/100 vs 54/100), reflecting stronger payout coverage and dividend-growth history.
Is AVAL or HBCYF better value right now?
As of Nov 9, 2026, AVAL looks like the better value: its fair-value estimate is 77% above its share price (undervalued). For HBCYF, its fair-value estimate is 40% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.