SmarterDividends

AVAL vs MA: Which Is the Better Dividend Stock?

As of Nov 9, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AVAL offers the higher yield at 4.61%, MA has the higher dividend-safety score, and AVAL looks like the better value (its fair-value estimate is 77% above its share price).

Key facts: AVAL vs MA

Data as of · Source: SmarterDividends data

  • As of Nov 9, 2026, Grupo Aval Acciones y Valores S.A. (AVAL) has the higher forward dividend yield at 4.61%, versus 0.53% for Mastercard Incorporated (MA).
  • As of Nov 9, 2026, SmarterDividends grades AVAL's dividend safety C (54/100) and MA's A (89/100).
  • By SmarterDividends' count as of Nov 9, 2026, AVAL has raised its dividend for 0 consecutive years and MA for 14.
  • As of Nov 9, 2026, AVAL pays out 41% of its earnings as dividends and MA pays out 18%.
  • As of Nov 9, 2026, AVAL's fair-value estimate is 77% above its share price and MA's fair-value estimate is 24% below its share price, so AVAL looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AVAL vs MA: Dividend Yield, Safety & Value Compared," updated Nov 9, 2026, https://smarterdividends.com/compare/aval-vs-ma

MetricAVALMA
Forward yield4.61%0.53%
Annual dividend$0.20$3.48
Payout ratio41%18%
Years of growth0 yr14 yr
5-yr dividend growth-16.6%13.7%
5-yr total return-19%107%
Dividend safety score54 (C)89 (A)
Fair value estimate$7.64$499.25
Upside to fair value+77%-24%
Frequencymonthlyquarterly
Market cap$5.1B$568.6B
P/E ratio11.334.2

Higher yield

AVAL

4.61%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

AVAL

+77% upside

AVAL vs MA — FAQ

Is AVAL or MA a better dividend stock?

On the data, MA wins more head-to-head categories (6 vs 2). AVAL offers the higher yield (4.61%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, AVAL or MA?

AVAL has the higher forward dividend yield at 4.61%, versus 0.53% for MA.

Is AVAL or MA safer?

MA has the higher dividend-safety score (89/100 vs 54/100), reflecting stronger payout coverage and dividend-growth history.

Is AVAL or MA better value right now?

As of Nov 9, 2026, AVAL looks like the better value: its fair-value estimate is 77% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.