AXP vs BAC: Which Is the Better Dividend Stock?
As of Nov 5, 2026, AXP (American Express Company) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.48%, AXP has the higher dividend-safety score, and AXP looks like the better value (its fair-value estimate is 41% above its share price).
Key facts: AXP vs BAC
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.48%, versus 1.14% for American Express Company (AXP).
- As of Nov 5, 2026, SmarterDividends grades AXP's dividend safety A (96/100) and BAC's A (87/100).
- By SmarterDividends' count as of Nov 5, 2026, AXP has raised its dividend for 4 consecutive years and BAC for 12.
- As of Nov 5, 2026, AXP pays out 15% of its earnings as dividends and BAC pays out 28%.
- As of Nov 5, 2026, AXP's fair-value estimate is 41% above its share price and BAC's fair-value estimate is 25% above its share price, so AXP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AXP vs BAC: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/axp-vs-bac
| Metric | AXP | BAC |
|---|---|---|
| Forward yield | 1.14% | 2.48% |
| Annual dividend | $3.80 | $1.28 |
| Payout ratio | 15% | 28% |
| Years of growth | 4 yr | 12 yr |
| 5-yr dividend growth | 12.9% | 8.4% |
| 5-yr total return | 110% | 12% |
| Dividend safety score | 96 (A) | 87 (A) |
| Fair value estimate | $463.72 | $63.43 |
| Upside to fair value | +41% | +25% |
| Frequency | quarterly | quarterly |
| Market cap | $220.2B | $349.9B |
| P/E ratio | 18.5 | 12.1 |
Higher yield
BAC
2.48%
Safer dividend
AXP
Grade A
Faster growth
AXP
12.9%
Better value
AXP
+41% upside
AXP vs BAC — FAQ
Is AXP or BAC a better dividend stock?
On the data, AXP wins more head-to-head categories (6 vs 2). BAC offers the higher yield (2.48%), while AXP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AXP or BAC?
BAC has the higher forward dividend yield at 2.48%, versus 1.14% for AXP.
Is AXP or BAC safer?
AXP has the higher dividend-safety score (96/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is AXP or BAC better value right now?
As of Nov 5, 2026, AXP looks like the better value: its fair-value estimate is 41% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.