AXP vs BAC: Which Is the Better Dividend Stock?
As of September 2026, AXP (American Express Company) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.22%, AXP has the higher dividend-safety score, and AXP trades at the larger discount to fair value (+71%).
| Metric | AXP | BAC |
|---|---|---|
| Forward yield | 1.22% | 2.22% |
| Annual dividend | $3.80 | $1.28 |
| Payout ratio | 21% | 26% |
| Years of growth | 4 yr | 12 yr |
| 5-yr dividend growth | 12.9% | 8.4% |
| 5-yr total return | 79% | 21% |
| Dividend safety score | 96 (A) | 86 (A) |
| Fair value estimate | $532.49 | $91.91 |
| Upside to fair value | +71% | +59% |
| Frequency | quarterly | quarterly |
| Market cap | $210.4B | $403.7B |
| P/E ratio | 18.9 | 13.3 |
Higher yield
BAC
2.22%
Safer dividend
AXP
Grade A
Faster growth
AXP
12.9%
Better value
AXP
+71% upside
AXP vs BAC — FAQ
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