SmarterDividends

AXP vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, AXP (American Express Company) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HSBC offers the higher yield at 3.68%, AXP has the higher dividend-safety score, and AXP trades at the larger discount to fair value (+71%).

MetricAXPHSBC
Forward yield1.22%3.68%
Annual dividend$3.80$3.75
Payout ratio21%54%
Years of growth4 yr0 yr
5-yr dividend growth12.9%-13.8%
5-yr total return79%239%
Dividend safety score96 (A)72 (B)
Fair value estimate$532.49$138.49
Upside to fair value+71%+36%
Frequencyquarterlyquarterly
Market cap$210.4B$348.5B
P/E ratio18.914.5

Higher yield

HSBC

3.68%

Safer dividend

AXP

Grade A

Faster growth

AXP

12.9%

Better value

AXP

+71% upside

AXP vs HSBC — FAQ

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