AXP vs MA: Which Is the Better Dividend Stock?
As of Nov 5, 2026, AXP (American Express Company) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AXP offers the higher yield at 1.14%, AXP has the higher dividend-safety score, and AXP looks like the better value (its fair-value estimate is 41% above its share price).
Key facts: AXP vs MA
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, American Express Company (AXP) has the higher forward dividend yield at 1.14%, versus 0.52% for Mastercard Incorporated (MA).
- As of Nov 5, 2026, SmarterDividends grades AXP's dividend safety A (96/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 5, 2026, AXP has raised its dividend for 4 consecutive years and MA for 14.
- As of Nov 5, 2026, AXP pays out 15% of its earnings as dividends and MA pays out 18%.
- As of Nov 5, 2026, AXP's fair-value estimate is 41% above its share price and MA's fair-value estimate is 25% below its share price, so AXP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AXP vs MA: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/axp-vs-ma
| Metric | AXP | MA |
|---|---|---|
| Forward yield | 1.14% | 0.52% |
| Annual dividend | $3.80 | $3.48 |
| Payout ratio | 15% | 18% |
| Years of growth | 4 yr | 14 yr |
| 5-yr dividend growth | 12.9% | 13.7% |
| 5-yr total return | 110% | 103% |
| Dividend safety score | 96 (A) | 89 (A) |
| Fair value estimate | $463.72 | $499.25 |
| Upside to fair value | +41% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $220.2B | $578.5B |
| P/E ratio | 18.5 | 34.7 |
Higher yield
AXP
1.14%
Safer dividend
AXP
Grade A
Faster growth
MA
13.7%
Better value
AXP
+41% upside
AXP vs MA — FAQ
Is AXP or MA a better dividend stock?
On the data, AXP wins more head-to-head categories (6 vs 2). AXP offers the higher yield (1.14%), while AXP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AXP or MA?
AXP has the higher forward dividend yield at 1.14%, versus 0.52% for MA.
Is AXP or MA safer?
AXP has the higher dividend-safety score (96/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is AXP or MA better value right now?
As of Nov 5, 2026, AXP looks like the better value: its fair-value estimate is 41% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.