SmarterDividends

BAC-PL vs MA: Which Is the Better Dividend Stock?

As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BAC-PL offers the higher yield at 5.62%, MA has the higher dividend-safety score, and BAC-PL trades at the larger discount to fair value (+12%).

MetricBAC-PLMA
Forward yield5.62%0.58%
Annual dividend$72.50$3.48
Payout ratio18%
Years of growth0 yr14 yr
5-yr dividend growth0.0%13.7%
5-yr total return-11%67%
Dividend safety score85 (A)87 (A)
Fair value estimate$1,438.91$641.25
Upside to fair value+12%+10%
Frequencyquarterlyquarterly
Market cap$525.1B
P/E ratio366.833.0

Higher yield

BAC-PL

5.62%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

BAC-PL

+12% upside

BAC-PL vs MA — FAQ

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