BAC vs CILJF: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CILJF offers the higher yield at 3.81%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).
| Metric | BAC | CILJF |
|---|---|---|
| Forward yield | 2.22% | 3.81% |
| Annual dividend | $1.28 | $0.14 |
| Payout ratio | 26% | 10% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | -9.4% |
| 5-yr total return | 21% | 126% |
| Dividend safety score | 86 (A) | 60 (C) |
| Fair value estimate | $91.91 | $6.01 |
| Upside to fair value | +59% | +59% |
| Frequency | quarterly | annual |
| Market cap | $403.7B | $106.8B |
| P/E ratio | 13.3 | 2.9 |
Higher yield
CILJF
3.81%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+59% upside
BAC vs CILJF — FAQ
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