CILJF vs V: Which Is the Better Dividend Stock?
As of Nov 5, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CILJF offers the higher yield at 4.40%, V has the higher dividend-safety score, and CILJF looks like the better value (its fair-value estimate is 66% above its share price).
Key facts: CILJF vs V
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, China Life Insurance Company Limited (CILJF) has the higher forward dividend yield at 4.40%, versus 0.71% for Visa Inc. (V).
- As of Nov 5, 2026, SmarterDividends grades CILJF's dividend safety C (60/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 5, 2026, CILJF has raised its dividend for 1 consecutive years and V for 17.
- As of Nov 5, 2026, CILJF pays out 33% of its earnings as dividends and V pays out 22%.
- As of Nov 5, 2026, CILJF's fair-value estimate is 66% above its share price and V's fair-value estimate is 25% below its share price, so CILJF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CILJF vs V: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ciljf-vs-v
| Metric | CILJF | V |
|---|---|---|
| Forward yield | 4.40% | 0.71% |
| Annual dividend | $0.14 | $3.12 |
| Payout ratio | 33% | 22% |
| Years of growth | 1 yr | 17 yr |
| 5-yr dividend growth | -9.4% | 14.9% |
| 5-yr total return | 96% | 113% |
| Dividend safety score | 60 (C) | 93 (A) |
| Fair value estimate | $5.43 | $321.86 |
| Upside to fair value | +66% | -25% |
| Frequency | semiannual | quarterly |
| Market cap | $92.4B | $804.3B |
| P/E ratio | 8.4 | 34.9 |
Higher yield
CILJF
4.40%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
CILJF
+66% upside
CILJF vs V — FAQ
Is CILJF or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). CILJF offers the higher yield (4.40%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CILJF or V?
CILJF has the higher forward dividend yield at 4.40%, versus 0.71% for V.
Is CILJF or V safer?
V has the higher dividend-safety score (93/100 vs 60/100), reflecting stronger payout coverage and dividend-growth history.
Is CILJF or V better value right now?
As of Nov 5, 2026, CILJF looks like the better value: its fair-value estimate is 66% above its share price (undervalued). For V, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.